Maricopa County property record for 5620 N 109th Ave, Phoenix, AZ 85037
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,635 sqft · built 2020 |
| Lot Size | 0.17 acres (7,423 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $437,727 (Dec 2020) |
| Tax Bill | $3,686 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 102-59-220 |
| Primary APN | 102-59-220 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,635 sqft Living Area |
| Gross Area | 2,785 sqft |
| 1st Floor Area | 2,635 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Combination |
| Roof Material | Concrete |
| Lot Area | 7,423 sqft (0.17 acres) |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 150 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5620 N 109TH AVE |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85037-5734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMELBACK RANCH MCR 1474-10 |
| Legal Subdivision | CAMELBACK RANCH |
| Legal Lot Number | 196 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 92720 |
5620 N 109th Ave is owned and occupied by two individuals who bought it in December 2020.
Source: Maricopa County records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5620 N 109TH AVE, PHOENIX, AZ 85037-5734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Dec 14, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 22, 2020 | Grant Deed, Subdivision Related Transfer · VA Mortgage MATTAMY HM FNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2020 · Amount on File |
| Deed Sale | Dec 22, 2020 · Amount on File |
| Deed Document Number | 20201266300 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 26, 2026 |
| Property Address | 5620 N 109TH AVE, PHOENIX, AZ 85037-5734 |
| Document Number | 0000503167 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 2026503167 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 5620 N 109TH AVE, PHOENIX, AZ 85037-5734 |
| Document Number | 0000503167, |
|---|---|
| Date | Aug 26, 2026 |
| Instrument | 2026503167 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 5620 N 109TH AVE, PHOENIX, AZ 85037-5734 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5620 N 109TH AVE, PHOENIX, AZ 85037-5734 |
| Document Number | 0001319799 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 20211319799 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Dec 22, 2020 |
| Property Address | 5620 N 109TH AVE, PHOENIX, AZ 85037-5734 |
| Document Number | 0001266300 |
| Instrument Date | Dec 8, 2020 |
| Instrument | 1266300 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 30, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $438.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5620 N 109TH AVE PHOENIX AZ 850375734, PHOENIX, AZ 85037-5734 |
| Document Number | 1266301 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 1266301 |
| Name | MATTAMY HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 21, 2050 |
The 2025 property tax bill for 5620 N 109th Ave was $3,686.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Elementary School District | Pendergast Elementary District (PK - 08) |
| Secondary School District | Tolleson Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $46,370 (+83.8%) | $463,700 (+1.07%) Land $92,700 Building $371,000 | |
| 2025 | $3,686.00 | $25,229 (-50.77%) | $458,800 (-10.48%) Land $91,700 Building $367,100 |
| 2024 | $51,250 | $512,500 Land $102,500 Building $410,000 | |
| 2023 | $3,336.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5620 N 109th Ave in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5620 N 109th Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 74% of Arizona |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 400 |
May also be available: AT&T, CenturyLink, Cox Communications, GeoLinks, Verizon.
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