5620 Camilla St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5620 Camilla St, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,081 sqft · built 2022
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Nov 2022)
Tax Bill	$6,052 (2025)
Deeds & Mortgages	Nov 2022 Sale Aug 2022 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`16-25-31-5525-0001-1560`

Property Details

APN / Parcel Number

Primary APN	`16-25-31-5525-0001-1560`
Alternative APN	`253116552500011560`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,081 sqft Living Area
Gross Area	3,808 sqft
1st Floor Area	1,465 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Finished/Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5620 CAMILLA ST
City	SAINT CLOUD
State	FL
Zip	34771-7644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WIREGRASS PH 2 PB 30 PGS 170-173 LOT 156
Legal Range	31E
Legal Township	25S
Legal Section	16
Legal Subdivision	WIREGRASS PHS 2
Legal Phase	2
Legal Lot Number	156
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1038
Census Tract	43700

Owner

5620 Camilla St is owned and occupied by two individuals who bought it in November 2022.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5620 CAMILLA ST, SAINT CLOUD, FL 34771-7644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 3, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2022 · Amount on File
Deed Sale	Nov 22, 2022 · Amount on File
Prior Sale	Aug 3, 2022 · Amount on File
Deed Document Number	2022169252
Deed Book / Page	6318 / 2675
Record Updated	Oct 29, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 22, 2022
Property Address	5620 CAMILLA ST, SAINT CLOUD, FL 34771-7644
Document Number	0063182675
Book / Page	6318 / 2675
Map Reference	MB 30 PG 170-173
Instrument Date	Nov 22, 2022
Instrument	2022169252
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5620 CAMILLA ST, SAINT CLOUD, FL 34771-7644

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5620 CAMILLA ST, SAINT CLOUD, FL 34771-7644

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 3, 2022
Property Address	5620 CAMILLA ST, SAINT CLOUD, FL 34771-7644
Document Number	0062630142
Book / Page	6263 / 142
Map Reference	MB 30 PG 170-173
Instrument Date	Jul 29, 2022
Instrument	2022119158
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2025
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,229.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8529 SOUTHPARK CIR STE 130, 130, ORLANDO, FL 32819-9016

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5620 CAMILLA ST, SAINT CLOUD, FL 34771-7644

Mortgage

Document Number	0006263144
Date	Aug 3, 2022
Instrument	6263/144

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 5620 Camilla St was $6,052 with a homeowner's exemption, up 1.8% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,052.00 (+1.83%) Homeowner's exemption	$426,300 Land $75,000 Building $351,300	$426,300 Land $75,000 Building $351,300
2024	$5,943.00 (+0.99%)
2023	$5,885.00 (+666.28%) Homeowner's exemption	$417,100 (+658.36%) Land $75,000 Building $342,100	$417,100 (+658.36%) Land $75,000 Building $342,100
2022	$768.00	$55,000 Land $55,000	$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5620 Camilla St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5620 Camilla St is high, ranking above 81% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Hotwire Communications, Utah Broadband, Xfinity.

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