Frederick County property record for 5620 Caitlin Way, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,128 sqft · built 1992 |
| Lot Size | 0.244 acres (10,613 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $171,500 (Dec 1991) |
| Tax Bill | $4,770 (2025) |
| Deeds & Mortgages | May 2017 Mortgage Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-450100 |
| Primary APN | 23-450100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,128 sqft Living Area |
| Gross Area | 2,704 sqft |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,613 sqft (0.244 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 450100 |
|---|---|
| Street Address | 5620 CAITLIN WAY |
| City | FREDERICK |
| State | MD |
| Zip | 21703-8694 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LOT 330 PLAT 2 SEC 3 10,613 SQ FT STUART MECHANIC PROP. |
| Legal Subdivision | STUART MECHANIC PROP |
| Legal Lot Number | 330 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 751004 |
5620 Caitlin Way is owned and occupied by two individuals who bought it in December 1991.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5620 CAITLIN WAY, FREDERICK, MD 21703-8694 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TOWNE BANK MORTGAGE |
| Mar 6, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 1991 · Amount on File |
| Deed Sale | Dec 11, 1991 · Amount on File |
| Prior Sale | Nov 13, 1991 · Amount on File |
| Deed Book / Page | 1750 / 615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5620 CAITLIN WAY, FREDERICK, MD 21703-8694 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0118180463 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 11818/0463 |
| Instrument | 11818-0463 |
| Name | TOWNE BANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5620 CAITLIN WAY, FREDERICK, MD 21703-8694 |
| Document Number | 0123340070 |
| Instrument Date | Mar 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5620 CAITLIN WAY FREDERICK MD 217038694, FREDERICK, MD 21703-8694 |
| Document Number | 0123340070 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 012334/000070 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 5620 Caitlin Way was $4,770 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $452,900 Land $151,200 Building $301,700 | $452,900 Land $151,200 Building $301,700 | |
| 2025 | $4,770.00 | ||
| 2023 | $4,125.00 | $344,500 Land $106,200 Building $238,300 | $344,500 Land $106,200 Building $238,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5620 Caitlin Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5620 Caitlin Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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