562 Sunset Dr, Oxbow (Horace), ND 58047 Property Records

Cass County property record for 562 Sunset Dr, Oxbow, ND 58047

Property Summary

Property TypeResidential Vacant Land
Lot Size0.46 acres (19,998 sqft)
Owner2 Individual Names on File
Last Sale$142,500 (Jan 2024)
Tax Bill$785 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2025 Construction Loan
+ 2 more
Flood ZoneZone X (moderate risk)
APN78-0010-00990-000

Property Details

APN / Parcel Number

Primary APN78-0010-00990-000

Exterior

Lot Area19,998 sqft (0.46 acres)

Location & Zoning

Street Address562 SUNSET DR
CityOXBOW
StateND
Zip58047-5012
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT: 99 BLOCK: 0 ADDITION: OXBOW COUNTRY CLUB & ESTATES ADDITIONAL: OXBOW COUNTRY CLUB & ESTATES LOT 99
Legal SubdivisionCOUNTRY CLUB
Legal Lot Number99
JurisdictionCASS ND
Township / Civil DivisionOXBOW
Census Block Group2
Census Block2059
Census Tract40600

Owner

Source: Cass County records · APN 78-0010-00990-000

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address511 CADDY AVE, MOORHEAD, MN 56560-1411
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
INTERNATIONAL BANK
Jun 27, 2025Deed of Trust, Mortgage · Construction Mortgage
FIRST INTERNATIONAL BANK & TRUST
Jan 05, 2024Warranty Deed, Transfer · Conventional Mortgage
STARION BANK
Jun 11, 2021Warranty Deed, Transfer
NORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TITL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 05, 2024 · Amount on Record
Deed SaleJan 05, 2024 · Amount on Record
Prior SaleJun 11, 2021 · Amount on Record
Deed Document Number20241704338
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Recording DateJun 29, 2026
Property Address562 SUNSET DR, OXBOW, ND 58047-5012
Document Number0001761827
Instrument DateJun 24, 2026
Instrument20261761827
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address562 SUNSET DR, OXBOW, ND 58047-5012

Mortgage

Document Number0001761827,
DateJun 29, 2026
Instrument20261761827
Lender
NameINTERNATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address562 SUNSET DR, OXBOW, ND 58047-5012
Transaction TypeMortgage
Record UpdatedApr 13, 2026
Title CompanyTITLE COMPANY RESIDENTIAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address511 CADDY AVE, MOORHEAD, MN 56560-1411

Mortgage

Document Number0001737358
DateJun 27, 2025
Instrument1737358
Lender
NameFIRST INTERNATIONAL BANK & TRUST
TypeBank
AddressMINOT, ND 58703
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term13 Months
DueJul 01, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateJan 05, 2024
Property Address562 SUNSET DR, OXBOW, ND 58047-5012
Document Number0001704338
Instrument DateJan 04, 2024
Instrument1704338
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyTITLE COMPANY RESIDENTIAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1449 7TH ST S, FARGO, ND 58103-4229

Mortgage

Document Number0001704339
DateJan 05, 2024
Instrument1704339
Lender
NameSTARION BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 01, 2039

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateJun 11, 2021
Property Address562 SUNSET DR, OXBOW, ND 58047-5012
Document Number0001635572
Instrument DateJun 08, 2021
Instrument1635572
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyNORTH DAKOTA GUARANTY AND TITLE, NORTH DAKOTA GUARANTY & TITL

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address13919 17TH ST NE, HATTON, ND 58240-9013

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityOxbow City
Unified School DistrictKindred Public School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$785.00 (+21.52%)$34,950 (+16.69%) Land $34,950$69,900 (+16.69%) Land $69,900
2023$646.00 (-7.71%)$29,950 (-) Land $29,950$59,900 (-) Land $59,900
2022$700.00$29,950 Land $29,950$59,900 Land $59,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims195 (1978–2013)
Claims Outside the SFHA42 of 195
Most Recent ClaimMay 2013 · Flooding
Claims by Event
  • Flooding, May 2013 · 51 claims
  • Severe Storms And Flooding, Jun 2009 · 68 claims
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 48 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Midcontinent Communications
Cable
1,250 / 250
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 67 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCASS RURAL WATER DISTRICT-PHASE I
private · serves 3,658 people
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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