562 Riverside Dr, Lancaster, VA 22503 Property Records

Lancaster County property record for 562 Riverside Dr, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,552 sqft · built 2023
Lot Size	0.052 acres (2,278 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Apr 2026)
Tax Bill	$38 (2025)
Deeds & Mortgages	Oct 2024 Line of Credit Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12 18B`

Property Details

APN / Parcel Number

Primary APN	`12 18B`
Alternative APN	`14056`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	3,552 sqft Living Area
Gross Area	4,304 sqft
1st Floor Area	3,568 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Fiber Cement Siding
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,278 sqft (0.052 acres)
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	48 sqft
Deck Area	80 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	14056
Street Address	562 RIVERSIDE DR
City	LANCASTER
State	VA
Zip	22503-3272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SLOOP POINTE .0523 AC LOT 2 LR22/2873 LR04/3000-P PC7/74A-C
Legal Subdivision	SLOOP POINTE
Legal Lot Number	2
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	1
Census Block	1019
Census Tract	30100

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	562 RIVERSIDE DR, LANCASTER, VA 22503-3272
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2024	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Apr 27, 2026	Deed, Transfer · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Dec 30, 2022	Warranty Deed, Transfer MULTIPLE
Dec 23, 2019	Deed, Transfer
Dec 23, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Dec 30, 2022 · Amount on Record
Deed Document Number	2026772
Prior Transfer Date	Dec 3, 2019
Prior Transfer Doc	0000002148
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	562 RIVERSIDE DR, LANCASTER, VA 22503-3272
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	ELITE TITLE AND ESCROW, ELITE TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240001881
Date	Oct 22, 2024
Instrument	240001881

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER VA
Recording Date	Apr 27, 2026
Property Address	562 RIVERSIDE DR, LANCASTER, VA 22503-3272
Document Number	0000000772
Instrument Date	Apr 23, 2026
Instrument	2026.772
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,265.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	562 RIVERSIDE DR, LANCASTER, VA 22503-3272

Mortgage

Document Number	0000000773,
Date	Apr 27, 2026
Instrument	2026..773

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Dec 30, 2022
Property Address	562 RIVERSIDE DR, LANCASTER, VA 22503-3272
Document Number	0220002873
Instrument Date	Dec 28, 2022
Instrument	220002873
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	MULTIPLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1628 CHICKASAW PL NE, LEESBURG, VA 20176-6621

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER VA
Recording Date	Dec 23, 2019
Property Address	562 RIVERSIDE DR, LANCASTER, VA 22503-3272
Document Number	0190002146
Instrument Date	Dec 9, 2019
Instrument	190002146
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 728, NOKESVILLE, VA 20182-0728

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER VA
Recording Date	Dec 23, 2019
Property Address	562 RIVERSIDE DR, LANCASTER, VA 22503-3272
Document Number	0190002148
Instrument Date	Dec 3, 2019
Instrument	190002148
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	399 BERMUDA RD, LANCASTER, VA 22503-4217

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$38.00 (-98.53%)	$690,900 (+68.8%) Land $100,000 Building $590,900	$690,900 (+68.8%) Land $100,000 Building $590,900
2023	$2,578.00	$409,300 Land $90,000 Building $319,300	$409,300 Land $90,000 Building $319,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	37 (1996–2011)
Claims Outside the SFHA	3 of 37
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 13 claims Hurricane Isabel, Sep 2003 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOOP POINTE private · serves 45 people · EPA ID VA4103825
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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