562 Monte Oro St, Manteca, CA 95337 Property Records

San Joaquin County property record for 562 Monte Oro St, Manteca, CA 95337

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,356 sqft · built 2013
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$780,000 (May 2022)
Tax Bill	$9,834 (2026)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`224-420-460-000`

Property Details

APN / Parcel Number

Primary APN	`224-420-460-000`
Alternative APN	`224-420-46`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	224-420-46
Street Address	562 MONTE ORO ST
City	MANTECA
State	CA
Zip	95337-8728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-FM PT OF 224-021-28/TERRA BELLA
Legal Subdivision	TERRA BELLA
Legal Block	1
Legal Lot Number	131
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1024
Census Tract	5137

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8685 WELLFORD DR, ELLICOTT CITY, MD 21042-6341
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Grant Deed, Transfer · Conventional Mortgage NEXBANK SSB
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 22, 2017	Deed of Trust, Mortgage · FHA Mortgage FREMONT BANK
Sep 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on Record
Deed Sale	May 2, 2022 · Amount on Record
Prior Sale	Jul 31, 2013 · Amount on Record
Deed Document Number	202256666
Record Updated	Oct 29, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 2, 2022
Property Address	562 MONTE ORO ST, MANTECA, CA 95337-8728
Document Number	0000056666
Map Reference	DOC 2007-119089
Instrument Date	Apr 27, 2022
Instrument	2022-056666
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	8685 WELLFORD DR, ELLICOTT CITY, MD 21042-6341

Mortgage

Document Number	0000056667
Date	May 2, 2022
Instrument	2022-056667

Lender

Name	NEXBANK SSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	562 MONTE ORO ST, MANTECA, CA 95337-8728
Transaction Type	Mortgage
Record Updated	Feb 1, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	562 MONTE ORO ST, MANTECA, CA 95337-8728

Mortgage

Document Number	0000006810
Date	Jan 18, 2022
Instrument	2022-006810

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	562 MONTE ORO ST, MANTECA, CA 95337-8728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095945
Date	Aug 22, 2017
Instrument	2017-095945

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	562 MONTE ORO ST, MANTECA, CA 95337-8728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	562 MONTE ORO ST, MANTECA, CA 95337-8728

Mortgage

Document Number	0000121919
Date	Sep 17, 2020
Instrument	2020-121919

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,834.00 (-3.04%)
2025	$10,142.00 (+6.96%)	$757,400 (+8.39%) Land $225,000 Building $532,400
2023	$9,482.00 (+47.81%)	$698,800 Land $205,000 Building $493,800	$735,660
2022	$6,415.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband, unWired Broadband, Verizon.

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