562 Lower St, Turner, ME 04282 Property Records

Androscoggin County and Turner Town property record for 562 Lower St, Turner, ME 04282

Property Summary

Property Type	Single Family Home
Details	1,740 sqft · built 2002
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (Sep 2026)
Tax Bill	$4,125 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`M:041 L:19A`

Property Details

APN / Parcel Number

Primary APN	`M:041 L:19A`
Alternative APNs	`TURN M:041 L:019 S:A` `2328`

Interior

Stories	1 Story
Building Area	1,740 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	87,120 sqft (2 acres)

Location & Zoning

Account Number	2328
Street Address	562 LOWER ST
City	TURNER
State	ME
Zip	04282-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5B
Legal Lot Number	19
Jurisdiction	TURNER ME
Township / Civil Division	TURNER
Census Block Group	3
Census Block	3016
Census Tract	42000

Owner

Source: Androscoggin County and Turner Town records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	128 SUMMER ST, KENNEBUNK, ME 04043-6620
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · Conventional Mortgage CAMDEN NATIONAL BANK
Mar 4, 2024	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Jul 28, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIRIGO FEDERAL CREDIT UNION
Jun 2, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DIRIGO FEDERAL CREDIT UNION
Apr 4, 2019	Deed of Trust, Mortgage · VA Mortgage RESIDENTIAL MORTGAGE SERVICES
Aug 10, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on Record
Deed Sale	Sep 15, 2026 · Amount on Record
Prior Sale	Jun 16, 2020 · Amount on Record
Deed Document Number	202614971
Deed Book / Page	12196 / 172
Transfer Doc	7671000130
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TURNER ME
Recording Date	Sep 15, 2026
Property Address	562 LOWER ST, TURNER, ME 04282-3923
Document Number	0000014971
Book / Page	12196 / 172
Instrument Date	Sep 14, 2026
Instrument	202614971
Transaction Type	Transfer
Record Updated	Sep 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	128 SUMMER ST, KENNEBUNK, ME 04043-6620

Mortgage

Date	Sep 15, 2026

Lender

Name	CAMDEN NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TURNER ME
Property Address	562 LOWER ST, TURNER, ME 04282-3923
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0115340191
Date	Mar 4, 2024
Book Page	11534/191
Instrument	3096

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TURNER ME
Property Address	562 LOWER ST, TURNER, ME 04282-3923
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0114010332
Date	Jul 28, 2023
Book Page	11401/332
Instrument	10657

Lender

Name	DIRIGO FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2038

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TURNER ME
Property Address	562 LOWER ST, TURNER, ME 04282-3923
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0113630279
Date	Jun 2, 2023
Book Page	11363/279
Instrument	6808

Lender

Name	DIRIGO FEDERAL CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2033

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TURNER ME
Property Address	562 LOWER ST, TURNER, ME 04282-3923
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100570295
Date	Apr 4, 2019
Book Page	10057/295
Instrument	5271

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TURNER ME
Property Address	562 LOWER ST, TURNER, ME 04282-3923
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0104520162
Date	Aug 10, 2020
Book Page	10452/162
Instrument	15202

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TURNER ME
Property Address	562 LOWER ST, TURNER, ME 04282-3923
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109200342
Date	Oct 26, 2021
Book Page	10920/342
Instrument	24223

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Androscoggin County and Turner Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Androscoggin County
County Subdivision	Turner Town
Unified School District	School Administrative District 52 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,125.00 (+6.67%)	$303,300 (-) Land $54,500 Building $248,800
2024	$3,867.00 (+1.6%)	$303,300 (-) Land $54,500 Building $248,800
2023	$3,806.00 (+10.06%)	$303,300 (-) Land $54,500 Building $248,800
2022	$3,458.00	$303,300 Land $54,500 Building $248,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 23, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2007–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Fidium Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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