562 Hcr 1425, Covington, TX 76636 Property Records

Hill County property record for 562 Hcr 1425, Covington, TX 76636

Property Summary

Property Type	Rural Home
Details	3 ba · 2,560 sqft · built 2001
Lot Size	14.5 acres (635,105 sqft)
Owner	Individual Name on File
Last Sale	$263,700 (Feb 2014)
Tax Bill	$7,142 (2026)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16010-55500-01350-000000`

Property Details

APN / Parcel Number

Primary APN	`16010-55500-01350-000000`
Alternative APN	`123937`

Interior

Full Baths	3 Baths
Building Area	2,560 sqft Living Area
Gross Area	9,990 sqft
1st Floor Area	2,560 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Roof Type	Gable
Lot Area	635,105 sqft (14.5 acres)
Garage Type	Attached
Garage Area	1,530 sqft
Porch	Porch
Porch Area	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16010-55500-01350-000000
Street Address	562 HCR 1425
City	COVINGTON
State	TX
Zip	76636-4441
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	J MCCARTER A-555 TR 135 14.58 AC
Legal Subdivision	J MCCARTER A-
Legal Tract	135
Jurisdiction	HILL TX
Township / Civil Division	BLUM
Census Block Group	1
Census Block	1013
Census Tract	960200

Owner

562 Hcr 1425, a rural home, is owned and occupied by an individual who bought it in February 2014.

Source: Hill County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	562 HCR 1425, COVINGTON, TX 76636-4441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage M & T BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2014 · Amount on File
Deed Sale	Feb 6, 2014 · Amount on File
Deed Document Number	201464051
Deed Book / Page	1780 / 607
Prior Transfer Date	Jan 31, 2014
Prior Transfer Doc	1780/607
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	562 HCR 1425, COVINGTON, TX 76636-4441
Transaction Type	Mortgage
Record Updated	May 23, 2022
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002179/156
Date	Apr 7, 2022
Book Page	2179/156
Instrument	133786

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	168 Months
Due	Apr 1, 2036

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	562 HCR 1425, COVINGTON, TX 76636-4441
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2115/135
Date	Jun 14, 2021
Book Page	2115/135
Instrument	123356

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 562 Hcr 1425 was $7,142 with a homeowner's exemption, up 194.2% from the year before.

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,142.00 (+194.15%)	$409,520 (-35.05%)	$632,470 (+0.31%) Land $233,280 Building $399,190
2025	$2,428.00 Homeowner's exemption	$630,490 Land $233,280 Building $397,210	$630,490 Land $233,280 Building $397,210
2023		$364,943	$574,270 Land $196,830 Building $377,440
2022	$2,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 562 Hcr 1425 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2000–2015)
Claims Outside the SFHA	2 of 3
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 562 Hcr 1425 is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 73% of Texas
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODROW OSCEOLA WSC BLANTON WELL PLANT 1 serves 2,526 people · EPA ID TX1090025
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rise Broadband Fixed Wireless	300 / 60
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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