Elmore County property record for 562 Cove Dr, Eclectic, AL 36024
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 980 sqft · built 1962 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $687,500 (Jul 2024) |
| Tax Bill | $1,474 (2026) |
| Deeds & Mortgages | Jul 2024 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 07-05-21-4-003-011.000 |
| Primary APN | 07-05-21-4-003-011.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 300 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 396 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 562 COVE DR |
|---|---|
| City | ECLECTIC |
| State | AL |
| Zip | 36024-4543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 & 11 BLK 1 UNIT 3 KOWALIGA BAY EST PB3 PG169 |
| Legal Range | 21E |
| Legal Township | 20N |
| Legal Section | 21 |
| Legal Subdivision | KOWALIGA BAY EST UNIT 3 |
| Legal Block | 1 |
| Legal Lot Number | 10-11 |
| Legal Unit | 3 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ECLECTIC |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 30300 |
562 Cove Dr is owned by an individual who bought it in July 2024.
Source: Elmore County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2405 TRENTON DR, TUSCALOOSA, AL 35406-1626 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on File |
| Deed Sale | Jul 12, 2024 · Amount on File |
| Deed Book / Page | 2024 / 34723 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Jul 12, 2024 |
| Property Address | 562 COVE DR, ECLECTIC, AL 36024-4543 |
| Document Number | 2024/34723 |
| Book / Page | 2024 / 34723 |
| Map Reference | MB 3 PG 162&163 |
| Instrument Date | Jul 12, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4490 PRICE RD, MILLBROOK, AL 36054-2916 |
| Name | Verified Name |
|---|---|
| Address | 2405 TRENTON DR, TUSCALOOSA, AL 35406-1626 |
| Document Number | 0202434726 |
|---|---|
| Date | Jul 12, 2024 |
| Instrument | 2024/34726 |
| Name | ALABAMA HOME MORTGAGE LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
The 2026 property tax bill for 562 Cove Dr was $1,474.
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,474.00 | ||
| 2025 | $1,474.00 (+32.67%) | $56,960 (+34.21%) | $569,730 (+34.24%) Land $247,200 Building $322,530 |
| 2024 | $1,111.00 | $42,440 (-) | $424,400 (-) Land $247,200 Building $177,200 |
| 2023 | $1,111.00 (+19.08%) | $42,440 (+20.17%) Land $24,720 Building $17,720 | $424,400 (+20.17%) Land $247,200 Building $177,200 |
| 2022 | $933.00 | $35,316 Land $24,000 Building $11,316 | $353,160 Land $240,000 Building $113,160 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 562 Cove Dr in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 562 Cove Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures