562 Cold Creek Rd, Canton, NC 28716 Property Records

Haywood County property record for 562 Cold Creek Rd, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 448 sqft · built 1986
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Jun 2014)
Tax Bill	$1,735 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8663-10-4944`

Property Details

APN / Parcel Number

Primary APN	`8663-10-4944`
Alternative APN	`236942`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	448 sqft Heated Area
Gross Area	528 sqft
1st Floor Area	424 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Material	Asphalt
Lot Area	50,530 sqft (1.16 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	236942
Street Address	562 COLD CREEK RD
City	CANTON
State	NC
Zip	28716-5690
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	562 COLD CREEK RD #M-3
Legal Subdivision	COLD CREEK
Legal Unit	M-3
Jurisdiction	HAYWOOD NC
Township / Civil Division	EAST FORK
Census Block Group	3
Census Block	3020
Census Tract	921302

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17838 33RD RD N, LOXAHATCHEE, FL 33470-3693
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2014 · Amount on Record
Deed Sale	Jun 11, 2014 · Amount on Record
Prior Sale	Apr 10, 2006 · Amount on Record
Deed Document Number	20144230
Deed Book / Page	867 / 1822
Prior Transfer Date	May 25, 2011
Prior Transfer Doc	0008111154
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	562 COLD CREEK RD, CANTON, NC 28716-5690
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010690609
Date	Aug 10, 2022
Book Page	1069/609
Instrument	2022008466

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	562 COLD CREEK RD, CANTON, NC 28716-5690
Document Number	0009460226
Book / Page	000946 / 000226
Instrument Date	Feb 14, 2018
Transaction Type	Mortgage
Record Updated	Feb 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	562 COLD CREEK RD CANTON NC 28716, CANTON, NC 28716

Mortgage

Document Number	0009460226
Date	Feb 15, 2018
Book Page	000946/000226
Instrument	1286

Lender

Name	JG WENTWORTH LNDG LLC
Address	LAKE RIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 14, 2033

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,600 (-) Land $31,200 Building $211,400
2025	$1,735.00	$242,600 (-) Land $31,200 Building $211,400	$242,600 (-) Land $31,200 Building $211,400
2023		$242,600 Land $31,200 Building $211,400	$242,600 (-) Land $31,200 Building $211,400
2021			$242,600 Land $31,200 Building $211,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	50 (2004–2024)
Claims Outside the SFHA	12 of 50
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 23 claims Remnants Of Tropical Storm Fred, Aug 2021 · 18 claims Hurricane Ivan, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Cable	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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