562 Ave A, Key Largo, FL 33037 Property Records

Monroe County property record for 562 Ave A, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,775 sqft · built 1966
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on Record
Last Sale	$1,365,000 (Mar 2021)
Tax Bill	$12,067 (2024)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone VE (high risk)
APN	`00474820-000000`

Property Details

APN / Parcel Number

Primary APN	`00474820-000000`
Alternative APNs	`11613900474820000000` `1581941`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,775 sqft Living Area
1st Floor Area	1,995 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
View / Lot	Waterfront
Garage Type	Covered
Garage Area	735 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	1,080 sqft
Deck Area	200 sqft
Patio Area	700 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1581941
Street Address	562 AVENUE A
City	KEY LARGO
State	FL
Zip	33037-4830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Description	BK 6 LT 2 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR417-664 OR1334-1616 OR1521-2113/15 OR2038-1122/23 OR2187-1/2 OR2188-1518/19 OR2765-785/86 OR3003-1817 OR3078-2321
Legal Range	39E
Legal Township	61S
Legal Section	11
Legal Subdivision	LARGO SOUND VILLAGE
Legal Block	6
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1015
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	562 AVENUE A, KEY LARGO, FL 33037-4830
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jan 15, 2020	Grant Deed, Transfer CLEAREDGE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Prior Sale	Jan 15, 2020 · Amount on Record
Deed Document Number	20212306472
Deed Book / Page	3078 / 2321
Prior Transfer Date	Oct 13, 2015
Prior Transfer Doc	0027650785
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 2, 2021
Property Address	562 AVENUE A, KEY LARGO, FL 33037-4830
Document Number	0030782321
Book / Page	3078 / 2321
Map Reference	MB 4 PG 92
Instrument Date	Mar 1, 2021
Instrument	2306472
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TITLE ANSWERS A LAW FIRM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,555.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	752 WATERWAY DR, 752, NORTH PALM BEACH, FL 33408-4233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	562 AVENUE A, KEY LARGO, FL 33037-4830

Mortgage

Document Number	0030782323
Date	Mar 2, 2021
Instrument	3078/2323

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	7.37%

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONROE FL
Recording Date	Jan 15, 2020
Property Address	562 AVENUE A, KEY LARGO, FL 33037-4830
Document Number	0030031817
Book / Page	003003 / 001817
Instrument Date	Jan 10, 2020
Instrument	2251901
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	FLORIDA TITLE ADVISORS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	729 ROBIN WAY NORTH PALM BEACH FL 334084207, NORTH PALM BEACH, FL 33408-4207

Mortgage

Document Number	30031822
Date	Jan 15, 2020
Book Page	003003/001822
Instrument	2251903

Lender

Name	CLEAREDGE LNDG
Address	STAMFORD, CT 06901

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,545,620 (+5.99%)	$1,696,096 (-12.8%) Land $1,142,064 Building $554,032
2024	$12,067.00 (+3.08%)
2023	$11,707.00 (+10.89%) Homeowner's exemption	$1,458,312 (+7.11%)	$1,945,138 (+42.86%) Land $1,414,602 Building $530,536
2022	$10,557.00 Homeowner's exemption	$1,361,532 Land $882,504 Building $479,028	$1,361,532 Land $882,504 Building $479,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 225 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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