562 Algona Ave, Elgin, IL 60120 Property Records

Kane County property record for 562 Algona Ave, Elgin, IL 60120 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,267 sqft · built 1915
Lot Size	0.283 acres (12,322 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Sep 2019)
Tax Bill	$5,294 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Jul 2019 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-12-407-009`

Property Details

APN / Parcel Number

Primary APN	`06-12-407-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,267 sqft Living Area
Gross Area	2,217 sqft
1st Floor Area	1,267 sqft
Basement Area	950 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Frame
Lot Area	12,322 sqft (0.283 acres)
Lot Dimensions	187 ft deep x 66 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	562 ALGONA AVE
City	ELGIN
State	IL
Zip	60120-3944
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W H WILCOXS ADDN LOT 4 BLOCK 5
Legal Subdivision	W H WILCOXS ADDN
Legal Block	5
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	4
Census Block	4002
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-407-009

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	562 ALGONA AVE, ELGIN, IL 60120-3944
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 04, 2019	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Jul 16, 2019	Warranty Deed, Transfer · Line of Credit REPUBLIC BK/CHICAGO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 04, 2019 · Amount on Record
Deed Sale	Sep 04, 2019 · Amount on Record
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	201940782
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Sep 04, 2019
Property Address	562 ALGONA AVE, ELGIN, IL 60120-3944
Document Number	0000040782
Instrument Date	Aug 28, 2019
Instrument	2019K040782
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36W995 RED GATE RD, 36W995, SAINT CHARLES, IL 60175-6223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	562 ALGONA AVE, ELGIN, IL 60120-3944
Investor	Possibly a Property Investor

Mortgage

Document Number	0000040783
Date	Sep 04, 2019
Instrument	2019K040783

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2049

Interest

Rate Type	Fixed Rate
Rate	4%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 16, 2019
Property Address	562 ALGONA AVE, ELGIN, IL 60120-3944
Document Number	0000030325
Instrument Date	Jun 25, 2019
Instrument	30325
Transaction Type	Transfer
Record Updated	Jul 24, 2019
Title Company	CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	36W995 RED GATE RD ST CHARLES IL 601756223, ST CHARLES, IL 60175-6223

Mortgage

Document Number	30326
Date	Jul 16, 2019
Instrument	30326

Lender

Name	REPUBLIC BK/CHICAGO
Type	Bank
Address	OAK BROOK, IL 60523

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,294.00 (+15.79%) Homeowner's exemption
2024		$71,293 (+21.39%) Land $19,881 Building $51,412	$213,965 (+21.44%) Land $59,667 Building $154,298
2022	$4,572.00 (+4.79%) Homeowner's exemption	$58,729 (+6.96%) Land $16,377 Building $42,352	$176,187 (+6.96%) Land $49,131 Building $127,056
2021	$4,363.00 Homeowner's exemption	$54,907 Land $15,311 Building $39,596	$164,721 Land $45,933 Building $118,788

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 587 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	DSL	100 / 20

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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