5619 Oak Point Rd, Lorain, OH 44053 Property Records

Lorain County property record for 5619 Oak Point Rd, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,460 sqft · built 1992
Lot Size	0.506 acres (21,998 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,285 (2025)
Deeds & Mortgages	Apr 2026 Sale Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-006-104-041`

Property Details

APN / Parcel Number

Primary APN	`02-03-006-104-041`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,460 sqft Living Area
Gross Area	4,079 sqft
1st Floor Area	2,428 sqft
Basement Area	1,664 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	21,998 sqft (0.506 acres)
Lot Dimensions	200 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	556 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	790 sqft
Porch	Stoop
Porch Area	16 sqft
Patio Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	5619 OAK POINT RD
City	LORAIN
State	OH
Zip	44053-1850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKHILL FARMS # 3 110 X 200.03
Legal Subdivision	OAKHILL FARMS 3
Legal Tract	3
Legal Block	104
Legal Lot Number	42
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2003
Census Tract	97201

Owner

5619 Oak Point Rd is owner-occupied and held in a trust since April 2021.

Source: Lorain County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	5619 OAK POINT RD, LORAIN, OH 44053-1850
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 23, 2021	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Apr 3, 2021
Transfer Doc	0000814010
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 7, 2026
Property Address	5619 OAK POINT RD, LORAIN, OH 44053-1850
Document Number	0000090907
Instrument Date	Mar 11, 2026
Instrument	202690907
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5619 OAK POINT RD, LORAIN, OH 44053-1850

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5619 OAK POINT RD, LORAIN, OH 44053-1850
Transaction Type	Mortgage
Record Updated	Jul 12, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210826334
Date	Jul 1, 2021
Instrument	2021-0826334

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	May 1, 2051

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 23, 2021
Property Address	5619 OAK POINT RD, LORAIN, OH 44053-1850
Document Number	0000814010
Map Reference	VOL 45 PG 39
Instrument Date	Apr 3, 2021
Instrument	2021-0814010
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5619 OAK POINT RD, LORAIN, OH 44053-1850

Tax Assessment & Valuation

The 2025 property tax bill for 5619 Oak Point Rd was $7,285 with a homeowner's exemption, up 1.6% from the year before.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,285.00 (+1.63%) Homeowner's exemption	$172,400 (+%) Land $19,250 Building $153,150	$492,560 (-) Land $55,000 Building $437,560
2024	$7,168.00 (+16.78%)	$172,396 (+38.43%) Land $19,250 Building $153,146	$492,560 (+38.43%) Land $55,000 Building $437,560
2023	$6,138.00 (+4.18%)	$124,537 (%) Land $12,096 Building $112,441	$355,820 Land $34,560 Building $321,260
2022	$5,892.00	$124,540 Land $12,100 Building $112,440
2021			$355,820 Land $34,560 Building $321,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5619 Oak Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5619 Oak Point Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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