5619 E Hwy 218, Monroe, NC 28110 Property Records

Union County property record for 5619 E Hwy 218, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,056 sqft · built 1950
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$587,500 (Apr 2026)
Tax Bill	$1,910 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-198-006A`

Property Details

APN / Parcel Number

Primary APN	`01-198-006A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,056 sqft Living Area
Gross Area	1,856 sqft
1st Floor Area	1,856 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Garage Area	1,100 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	221 sqft
Deck Area	221 sqft
Patio Area	221 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5619 E HIGHWAY 218
City	MONROE
State	NC
Zip	28110-7066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	TRACT 2 OPCC718
Legal Tract	2
Jurisdiction	UNION NC
Township / Civil Division	NEW SALEM
Census Block Group	2
Census Block	2007
Census Tract	20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5619 E HIGHWAY 218, MONROE, NC 28110-7066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 16, 2026	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 16, 2026	Warranty Deed, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Apr 10, 2018	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Apr 10, 2018 · Amount on Record
Deed Document Number	202610304
Deed Book / Page	9351 / 669
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5619 E HIGHWAY 218, MONROE, NC 28110-7066
Transaction Type	Mortgage
Record Updated	May 11, 2026
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5619 E HIGHWAY 218, MONROE, NC 28110-7066

Mortgage

Document Number	0008786219
Date	Sep 25, 2023
Book Page	8786/219
Instrument	23253

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27603

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 16, 2026
Property Address	5619 E HIGHWAY 218, MONROE, NC 28110-7066
Document Number	0000010304
Book / Page	9351 / 669
Instrument Date	Apr 16, 2026
Instrument	2026.10304
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	PENNYMAC LOAN SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5619 E HIGHWAY 218, MONROE, NC 28110-7066

Mortgage

Document Number	0000010305,
Date	Apr 16, 2026
Book Page	9351/672
Instrument	2026.10305

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 16, 2026
Property Address	5619 E HIGHWAY 218, MONROE, NC 28110-7066
Document Number	0009351669
Book / Page	9351 / 669
Instrument Date	Apr 16, 2026
Instrument	202610304
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	PENNYMAC LOAN SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$118,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5619 E HIGHWAY 218, MONROE, NC 28110-7066

Mortgage

Document Number	0000010305,
Date	Apr 16, 2026
Book Page	9351/672
Instrument	202610305

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	5619 E HIGHWAY 218, MONROE, NC 28110-7066
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7642383
Date	Apr 21, 2020
Book Page	7642/383
Instrument	13213

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 10, 2018
Property Address	5619 E HIGHWAY 218, MONROE, NC 28110-7066
Document Number	0007134167
Book / Page	7134 / 167
Map Reference	CAB C FILE 718
Instrument Date	Apr 4, 2018
Instrument	0009265
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$486.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5619 E HIGHWAY 218, MONROE, NC 28110-7066

Mortgage

Document Number	0000009266
Date	Apr 10, 2018
Instrument	0009266

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,900 (-) Land $128,100 Building $249,800	$377,900 (-) Land $128,100 Building $249,800
2025	$1,910.00 (+29.76%)	$377,900 (+60.81%) Land $128,100 Building $249,800	$377,900 (+60.81%) Land $128,100 Building $249,800
2023	$1,472.00	$235,000 Land $53,900 Building $181,100	$235,000 Land $53,900 Building $181,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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