5618 Versage Dr, Mint Hill (Charlotte), NC 28227 Property Records

Mecklenburg County property record for 5618 Versage Dr, Mint Hill, NC 28227

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,363 sqft · built 2008
Lot Size	0.237 acres (10,315 sqft)
Owner	Individual Name on Record
Last Sale	$295,500 (Dec 2008)
Tax Bill	$3,271 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`137-264-59`

Property Details

APN / Parcel Number

Primary APN	`137-264-59`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,363 sqft Living Area
1st Floor Area	1,504 sqft
Upper Floors Area	1,859 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	10,315 sqft (0.237 acres)
Garage Area	441 sqft
Porch	Slab
Porch Area	54 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5618 VERSAGE DR
City	MINT HILL
State	NC
Zip	28227-7656
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	L75 M39-531
Legal Subdivision	VERSAGE MAP 03 PH 01
Legal Block	4
Legal Lot Number	75
Jurisdiction	MECKLENBURG NC
Township / Civil Division	6, CLEAR CREEK
Census Block Group	1
Census Block	1007
Census Tract	5718

Owner

Source: Mecklenburg County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5618 VERSAGE DR, MINT HILL, NC 28227-7656
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 16, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Mar 11, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 8, 2018	Loan Modification, Mortgage WELLS FARGO BK NW NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2008 · Amount on Record
Deed Sale	Dec 31, 2008 · Amount on Record
Prior Sale	Oct 4, 2007 · Amount on Record
Deed Document Number	2008196125
Deed Book / Page	24342 / 930
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5618 VERSAGE DR, MINT HILL, NC 28227-7656
Transaction Type	Mortgage
Record Updated	Jan 1, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5618 VERSAGE DR, MINT HILL, NC 28227-7656

Mortgage

Document Number	0000130731
Date	Dec 19, 2025
Book Page	40086/958
Instrument	2025130731

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	267 Months
Due	Mar 1, 2048

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5618 VERSAGE DR, MINT HILL, NC 28227-7656
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5618 VERSAGE DR, MINT HILL, NC 28227-7656

Mortgage

Document Number	0000078118
Date	Aug 16, 2023
Book Page	38314/702
Instrument	2023078118

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	295 Months
Due	Mar 1, 2048

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	5618 VERSAGE DR, MINT HILL, NC 28227-7656
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5618 VERSAGE DR, MINT HILL, NC 28227-7656

Mortgage

Document Number	0000038483
Date	Mar 11, 2022
Book Page	37143/571
Instrument	2022038483

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Mar 1, 2048

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	5618 VERSAGE DR, MINT HILL, NC 28227-7656
Document Number	0000030542
Instrument Date	Feb 8, 2018
Transaction Type	Mortgage
Record Updated	Apr 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5618 VERSAGE DR MINT HILL NC 282277656, MINT HILL, NC 28227-7656

Mortgage

Document Number	0000030542
Date	Mar 16, 2018
Book Page	032531/000247
Instrument	30542

Lender

Name	WELLS FARGO BK NW NA
Address	FORT MILL, SC 29715

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2048

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Mint Hill Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,271.00	$448,300 Land $90,000 Building $358,300	$448,300 Land $90,000 Building $358,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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