5618 Flagstone Trl, Palmetto, FL 34221 Property Records

Manatee County property record for 5618 Flagstone Trl, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,897 sqft · built 2023
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Apr 2023)
Tax Bill	$6,291 (2024)
Deeds & Mortgages	May 2025 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7169.2450-9`

Property Details

APN / Parcel Number

Primary APN	`7169.2450-9`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,897 sqft Living Area
Gross Area	2,420 sqft

Exterior

Year Built	Built 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Lot Area	4,800 sqft (0.11 acres)
Terrain	Low
Garage Type	Attached
Garage Area	483 sqft
Porch	Open Porch
Porch Area	40 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5618 FLAGSTONE TRL
City	PALMETTO
State	FL
Zip	34221-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 350, PHASE IC, SILVERSTONE NORTH PHASE IC & ID PI#7169.2450/9
Legal Subdivision	SILVERSTONE NORTH PH IC & ID
Legal Phase	1C
Legal Lot Number	350
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	3
Census Block	3001
Census Tract	1904

Owner

5618 Flagstone Trl is owned and occupied by an individual who bought it in April 2023.

Source: Manatee County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	5618 FLAGSTONE TRL, PALMETTO, FL 34221-1441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 28, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2023 · Amount on File
Deed Sale	Apr 28, 2023 · Amount on File
Deed Document Number	202341044175
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	5618 FLAGSTONE TRL, PALMETTO, FL 34221-1441
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5618 FLAGSTONE TRL, PALMETTO, FL 34221-1441

Mortgage

Document Number	0041055099
Date	May 1, 2025
Instrument	202541055099

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	May 1, 2053

April 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Apr 28, 2023
Property Address	5618 FLAGSTONE TRL, PALMETTO, FL 34221-1441
Document Number	0041044175
Map Reference	MB 72 PG 47-63
Instrument Date	Apr 26, 2023
Instrument	202341044175
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 30, 2026
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5901 N HONORE AVE STE 250, 250, SARASOTA, FL 34243-2636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5618 FLAGSTONE TRL, PALMETTO, FL 34221-1441

Mortgage

Document Number	0041044176
Date	Apr 28, 2023
Instrument	202341044176

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$306,441 Land $65,025 Building $241,416	$306,441 Land $65,025 Building $241,416
2024	$6,291.00 (+115.89%)
2023	$2,914.00 (+44.4%)	$56,100 (+833.44%) Land $56,100	$56,100 (+833.44%) Land $56,100
2022	$2,018.00	$6,010 Land $6,010	$6,010 Land $6,010

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5618 Flagstone Trl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5618 Flagstone Trl is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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