5617 Old River Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 5617 Old River Rd, Baker, FL 32531

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,213 sqft · built 2017
Lot Size	6.77 acres (294,901 sqft)
Owner	Individual Name on Record
Tax Bill	$124 (2025)
Deeds & Mortgages	Oct 2022 Mortgage May 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`C56-001-054-9781-2`

Property Details

APN / Parcel Number

Primary APN	`C56-001-054-9781-2`
Alternative APNs	`03-3N-24-0000-0004-002D` `24N30300000004002D`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,213 sqft Living Area
Gross Area	1,392 sqft
1st Floor Area	1,213 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	294,901 sqft (6.77 acres)
Porch	Finished/Open Porch
Porch Area	179 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5617 OLD RIVER RD
City	BAKER
State	FL
Zip	32531-8469
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR OF SW1/4 OF SE1/4 N 131.56 FT N 167.73 FT TO POB N 167.72 FT W 1662.43 FT S 187 .60 FT E 1658.77 FT TO POB
Legal Range	24W
Legal Township	03N
Legal Section	03
Legal Block	4
Legal Lot Number	2D
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	2
Census Block	2000
Census Tract	20101

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5617 OLD RIVER RD, BAKER, FL 32531-8469
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Intrafamily Transfer, Transfer · VA Mortgage AMERICAN FINANCING CORP
May 19, 2017	Loan Modification, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 26, 2022
Transfer Doc	0036463016
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Oct 11, 2022
Property Address	5617 OLD RIVER RD, BAKER, FL 32531-8469
Document Number	0036463016
Book / Page	3646 / 3016
Instrument Date	Aug 26, 2022
Instrument	3584078
Transaction Type	Transfer
Record Updated	Nov 4, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5617 OLD RIVER RD, 5617, BAKER, FL 32531-8469

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5617 OLD RIVER RD, BAKER, FL 32531-8469

Mortgage

Document Number	0036463020
Date	Oct 11, 2022
Instrument	3646/3020

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2052

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	5617 OLD RIVER RD, BAKER, FL 32531-8469
Document Number	0033052160
Instrument Date	May 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5617 OLD RIVER RD BAKER FL 325318469, BAKER, FL 32531-8469

Mortgage

Document Number	0033052160
Date	Jun 23, 2017
Book Page	003305/002160
Instrument	3143119

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 22, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$124.00 (-93.48%) Homeowner's exemption Veteran's exemption	$207,430 (+5.28%) Land $37,172 Building $170,258	$207,430 (+5.28%) Land $37,172 Building $170,258
2023	$1,903.00 (+7.51%)	$197,033 (+8.42%) Land $31,582 Building $165,451	$197,033 (+8.42%) Land $31,582 Building $165,451
2022	$1,770.00	$181,738 Land $29,516 Building $152,222	$181,738 Land $29,516 Building $152,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLIGAN WATER SYSTEM, INC. private · serves 2,450 people · EPA ID FL1460472
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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