5617 Macdonald Ave, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 5617 Macdonald Ave, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,979 sqft · built 1935
Lot Size	0.156 acres (6,780 sqft)
Owner	2 Individual Names on File
Last Sale	$558,000 (Jan 2007)
Tax Bill	$11,001 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2018 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`500-340-009-9`

Property Details

APN / Parcel Number

Primary APN	`500-340-009-9`
Alternative APN	`500-340-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,979 sqft Living Area
1st Floor Area	1,686 sqft
Basement Area	293 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1945
Lot Area	6,780 sqft (0.156 acres)
Garage Type	Attached
Garage Area	632 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	5617 MACDONALD AVE
City	EL CERRITO
State	CA
Zip	94530-1641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RICH TRAFFIC CEN POR LTS 13 TO 16 BLK 22
Legal Subdivision	RICHMOND TRAFFIC CENTER
Legal Block	22
Legal Lot Number	13-16
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	3
Census Block	3012
Census Tract	384000

Owner

5617 Macdonald Ave is owned and occupied by two individuals who acquired it in May 2017.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5617 MACDONALD AVE, EL CERRITO, CA 94530-1641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 15, 2018	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Jan 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage V I P INDEPENDENT MORTGAGE INC
Apr 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage V I P INDEPENDENT MORTGAGE INC
May 26, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage VIP INDEPENDENT MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2007 · Amount on File
Deed Sale	Jan 26, 2007 · Amount on File
Deed Document Number	200725322
Last Transfer Date	May 19, 2017
Transfer Doc	0000093953
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5617 MACDONALD AVE, EL CERRITO, CA 94530-1641
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5617 MACDONALD AVE, EL CERRITO, CA 94530-1641

Mortgage

Document Number	0000256506
Date	Sep 15, 2021
Instrument	2021-256506

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5617 MACDONALD AVE, EL CERRITO, CA 94530-1641
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040026
Date	Mar 15, 2018
Instrument	2018-040026

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5617 MACDONALD AVE, EL CERRITO, CA 94530-1641
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NEXTITLE SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000524
Date	Jan 3, 2018
Instrument	2018-000524

Lender

Name	V I P INDEPENDENT MORTGAGE INC
Type	Mortgage Company
Address	TUCSON, AZ 85704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	5617 MACDONALD AVE, EL CERRITO, CA 94530-1641
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068679
Date	Apr 10, 2020
Instrument	2020-068679

Lender

Name	V I P INDEPENDENT MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85258

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 26, 2017
Property Address	5617 MACDONALD AVE, EL CERRITO, CA 94530-1641
Document Number	0000093953
Map Reference	MAP11 PG255
Instrument Date	May 19, 2017
Instrument	2017-093953
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5617 MACDONALD AVE, EL CERRITO, CA 94530-1641

Mortgage

Document Number	0000093954
Date	May 26, 2017
Instrument	2017-093954

Lender

Name	VIP INDEPENDENT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5617 Macdonald Ave was $11,001.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$769,104 (+2%) Land $587,623 Building $181,481
2025	$11,001.00	$754,024 Land $576,101 Building $177,923
2023	$10,550.00 (+1.52%)	$724,746 Land $553,731 Building $171,015
2022	$10,392.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5617 Macdonald Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5617 Macdonald Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, GeoLinks.

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