Union County property record for 5616 Tipton Rd, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,329 sqft · built 1985 |
| Lot Size | 1.11 acres (48,569 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,256 (2025) |
| Deeds & Mortgages | Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-288-014E |
| Primary APN | 04-288-014E |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,329 sqft Living Area |
| 1st Floor Area | 1,328 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 48,569 sqft (1.11 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 120 sqft |
| Patio Area | 120 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5616 TIPTON RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #3 STARNES |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 20902 |
5616 Tipton Rd is owned and occupied by an individual.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5616 TIPTON RD, MONROE, NC 28112-8012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 5616 TIPTON RD, MONROE, NC 28112-8012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 7288877 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 7288/877 |
| Instrument | 0035137 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
The 2025 property tax bill for 5616 Tipton Rd was $1,256.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,700 (-) Land $39,900 Building $232,800 | $272,700 (-) Land $39,900 Building $232,800 | |
| 2025 | $1,256.00 | $272,700 Land $39,900 Building $232,800 | $272,700 Land $39,900 Building $232,800 |
| 2023 | $1,019.00 | $164,200 Land $25,500 Building $138,700 | $164,200 Land $25,500 Building $138,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5616 Tipton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5616 Tipton Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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