5615 Thunder Rd, Ames, IA 50014 Property Records

Story County property record for 5615 Thunder Rd, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,384 sqft · built 1978
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,814 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-20-135-105`

Property Details

APN / Parcel Number

Primary APN	`05-20-135-105`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	1,384 sqft Living Area
1st Floor Area	1,384 sqft
Basement Area	1,384 sqft
Finished Basement	975 sqft
Unfinished Basement	434 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	A-Frame
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Deck Area	48 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5615 THUNDER RD
City	AMES
State	IA
Zip	50014-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1, RESID
Legal Description	SQUAW VALLEY SD PARCEL G REPLAT OF LTS 51 52 & 53 & ABANDONED RD
Legal Range	24W
Legal Township	84N
Legal Section	20
Legal Subdivision	AUD PLAT SQUAW VALLEY SD
Legal Lot Number	51-53
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1010
Census Tract	104

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5615 THUNDER RD, AMES, IA 50014-9448
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2018	Deed of Trust, Mortgage MEMBERS FIRST CREDIT UNION
Apr 24, 2018	Deed of Trust, Mortgage MEMBERS FIRST CREDIT UNION
Jan 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBERS FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5615 THUNDER RD, AMES, IA 50014-9448
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201802854
Date	Apr 11, 2018
Instrument	2018-02854

Lender

Name	MEMBERS FIRST CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	297 Months
Due	Jan 1, 2043

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5615 THUNDER RD, AMES, IA 50014-9448
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0201803275
Date	Apr 24, 2018
Instrument	2018-03275

Lender

Name	MEMBERS FIRST CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	117 Months
Due	Jan 1, 2028

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	5615 THUNDER RD, AMES, IA 50014-9448
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0202100906
Date	Jan 20, 2021
Instrument	2021-00906

Lender

Name	MEMBERS FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,814.00 (+13.22%) Homeowner's exemption	$395,600 (+15.67%) Land $165,800 Building $229,800	$395,600 (+15.67%) Land $165,800 Building $229,800
2024	$4,252.00 (+7.27%)
2023		$342,000 Land $163,900 Building $178,100	$342,000 Land $163,900 Building $178,100
2022	$3,964.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 62% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Colo Telephone Company, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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