5615 State Rte 156, Waterloo, IL 62298 Property Records

Monroe County property record for 5615 State Rte 156, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,178 sqft · built 2001
Lot Size	2.69 acres (117,176 sqft)
Owner	Individual Name on File
Tax Bill	$8,950 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-33-100-031-000`

Property Details

APN / Parcel Number

Primary APN	`08-33-100-031-000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,178 sqft Building Perimeter
1st Floor Area	1,178 sqft
Basement Area	1,178 sqft
Unfinished Basement	1,178 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	117,176 sqft (2.69 acres)
Garage Area	810 sqft
Driveway	Concrete Driveway
Driveway Area	1,050 sqft

Exterior Amenities

Porch	Slab
Porch Area	114 sqft
Deck Area	298 sqft
Patio Area	259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5615 STATE ROUTE 156
City	WATERLOO
State	IL
Zip	62298-2601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA2
Legal Description	PART TAX LOT 2B
Legal Range	09W
Legal Township	02S
Legal Section	33
Legal Lot Number	2B
Jurisdiction	MONROE IL
Township / Civil Division	7
Census Block Group	2
Census Block	2014
Census Tract	600401

Owner

5615 State Rte 156 is owned and occupied by an individual.

Source: Monroe County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	5615 STATE ROUTE 156, WATERLOO, IL 62298-2601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Mar 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Recording Date	Apr 28, 2026
Property Address	5615 STATE ROUTE 156, WATERLOO, IL 62298-2601
Document Number	0000442306
Instrument Date	Apr 22, 2026
Instrument	2026442306
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000442306,
Date	Apr 28, 2026
Instrument	2026442306

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5615 STATE ROUTE 156, WATERLOO, IL 62298-2601
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000416019
Date	Apr 5, 2021
Instrument	416019

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2031

Interest

Rate Type	Fixed Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	5615 STATE ROUTE 156, WATERLOO, IL 62298-2601
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394728
Date	Mar 8, 2018
Instrument	394728

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2033

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5615 State Rte 156 was $8,950, up 8.6% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,950.00 (+8.63%) Homeowner's exemption	$154,820 Land $19,720 Building $135,100	$464,460 Land $59,160 Building $405,300
2024	$8,239.00
2022	Additional exemption filed	$116,220 Land $19,720 Building $96,500	$348,660 Land $59,160 Building $289,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5615 State Rte 156 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5615 State Rte 156 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 42% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Harrisonville Telephone Company DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rte 156

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