5615 Drake Loop Rd, Middleburg, FL 32068 Property Records

Clay County property record for 5615 Drake Loop Rd, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,234 sqft · built 1984
Lot Size	2.11 acres (92,347 sqft)
Owner	2 Company Names on Record
Tax Bill	$738 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Mar 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-05-23-000534-086-00`

Property Details

APN / Parcel Number

Primary APN	`02-05-23-000534-086-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,234 sqft Heated Area
Gross Area	1,620 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	92,347 sqft (2.11 acres)
Lot Dimensions	498 ft deep x 185 ft wide

Exterior Amenities

Porch	Porch
Porch Area	386 sqft
Deck Area	972 sqft
Storage Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5615 DRAKE LOOP RD
City	MIDDLEBURG
State	FL
Zip	32068-7422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 36 DUCK POND WEST UNIT 2 AS REC O R 833 PG 85 & 4588 PG1371
Legal Range	23
Legal Township	05
Legal Section	02
Legal Subdivision	DUCK POND WEST
Legal Lot Number	36
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2000
Census Tract	30105

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	5615 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7422
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage SOFI BANK NA
Mar 28, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit VYSTAR CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Mar 28, 2022
Transfer Doc	0045881371
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	5615 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7422
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5615 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7422

Mortgage

Document Number	0047611874
Date	Sep 29, 2023
Book Page	4761/1874
Instrument	2023049167

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2038

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Mar 28, 2022
Property Address	5615 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7422
Document Number	0045881371
Book / Page	4588 / 1371
Map Reference	MB 13 PG 9-12
Instrument Date	Mar 22, 2022
Instrument	2022019788
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5615 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7422

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	5615 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7422
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5615 DRAKE LOOP RD, MIDDLEBURG, FL 32068-7422

Mortgage

Document Number	0045260072
Date	Oct 22, 2021
Book Page	4526/72
Instrument	2021067217

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$738.00 (-25.38%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$93,588 (+5.99%)	$228,309 (+18.6%) Land $86,729 Building $141,580
2023	$989.00 (+18.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$88,302 (+3%)	$192,508 (+16.02%) Land $54,880 Building $137,628
2022	$838.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$85,731	$165,924 Land $45,903 Building $120,021

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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