5615 Chatmoss Rd, Midlothian, VA 23112 Property Records

Chesterfield County property record for 5615 Chatmoss Rd, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,719 sqft · built 1988
Lot Size	0.178 acres (7,754 sqft)
Owner	Individual Name on Record
Last Sale	$377,000 (Jul 2024)
Tax Bill	$3,231 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`721-67-80-25-200-000`

Property Details

APN / Parcel Number

Primary APN	`721-67-80-25-200-000`
Alternative APNs	`061050700000043` `341180001` `450924000` `477961000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,719 sqft Finished Area
1st Floor Area	84 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	7,754 sqft (0.178 acres)

Exterior Amenities

Porch	Slab
Porch Area	35 sqft
Deck Area	162 sqft
Patio Area	162 sqft
Balcony Area	18 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	477961000
Street Address	5615 CHATMOSS RD
City	MIDLOTHIAN
State	VA
Zip	23112-6514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9 - SINGL
Legal Description	CHATMOSS L 43
Legal Subdivision	CHATMOSS
Legal Lot Number	43
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MATOACA
Census Block Group	1
Census Block	1007
Census Tract	101007

Owner

Source: Chesterfield County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5615 CHATMOSS RD, MIDLOTHIAN, VA 23112-6514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION
Sep 16, 2022	Warranty Deed, Transfer · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2024 · Amount on Record
Deed Sale	Jul 10, 2024 · Amount on Record
Prior Sale	Sep 16, 2022 · Amount on Record
Deed Document Number	202420609
Deed Book / Page	14604 / 971
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	5615 CHATMOSS RD, MIDLOTHIAN, VA 23112-6514
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014339-595
Date	Aug 9, 2023
Book Page	14339/595
Instrument	2023023406

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 25, 2053

Interest

Rate Type	Adjustable Rate

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Sep 16, 2022
Property Address	5615 CHATMOSS RD, MIDLOTHIAN, VA 23112-6514
Document Number	014088-301
Book / Page	14088 / 301
Instrument Date	Sep 12, 2022
Instrument	2022040453
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5615 CHATMOSS RD, MIDLOTHIAN, VA 23112-6514

Mortgage

Document Number	2022040454
Date	Sep 16, 2022
Instrument	2022040454

Lender

Name	FIDELITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,231.00 (+17.7%)	$360,300 (+2.74%) Land $77,000 Building $283,300	$360,300 (+2.74%) Land $77,000 Building $283,300
2025		$350,700 (+17.29%) Land $75,000 Building $275,700	$350,700 (+17.29%) Land $75,000 Building $275,700
2023	$2,745.00	$299,000 Land $70,000 Building $229,000	$299,000 Land $70,000 Building $229,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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