5615 Campo Dr, Keystone Heights, FL 32656 Property Records

Clay County property record for 5615 Campo Dr, Keystone Heights, FL 32656

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,740 sqft · built 2004
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Dec 2023)
Tax Bill	$2,342 (2023)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-08-24-006919-535-00`

Property Details

APN / Parcel Number

Primary APN	`10-08-24-006919-535-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,740 sqft Living Area
Gross Area	2,140 sqft
1st Floor Area	1,740 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	217,800 sqft (5 acres)
Lot Dimensions	966 ft deep x 238 ft wide
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	140 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5615 CAMPO DR
City	KEYSTONE HEIGHTS
State	FL
Zip	32656-9760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 617 OAK FOREST 2 AS REC OR 4783 PG 1843
Legal Range	24E
Legal Township	08S
Legal Section	10
Legal Subdivision	OAK FOREST 2
Legal Tract	617
Legal Lot Number	617
Jurisdiction	CLAY FL
Township / Civil Division	KEYSTONE HEIGHTS
Census Block Group	1
Census Block	1053
Census Tract	31105

Owner

5615 Campo Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5615 CAMPO DR, KEYSTONE HEIGHTS, FL 32656-9760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC
Dec 29, 2023	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC
Apr 7, 2017	Deed of Trust, Mortgage · FHA Mortgage RP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Prior Sale	Jul 16, 2015 · Amount on File
Deed Document Number	202362992
Deed Book / Page	4783 / 1843
Prior Transfer Date	Dec 2, 2002
Prior Transfer Doc	0000075871
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Recording Date	May 6, 2026
Property Address	5615 CAMPO DR, KEYSTONE HEIGHTS, FL 32656-9760
Document Number	0000022355
Book / Page	5043 / 183
Instrument Date	Apr 25, 2026
Instrument	202622355
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5615 CAMPO DR, KEYSTONE HEIGHTS, FL 32656-9760
Investor	Possibly a Property Investor

Mortgage

Document Number	0000022355,
Date	May 6, 2026
Book Page	5043/183
Instrument	202622355

Lender

Name	SWIFT HOME LOANS INC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 29, 2023
Property Address	5615 CAMPO DR, KEYSTONE HEIGHTS, FL 32656-9760
Document Number	0047831843
Book / Page	4783 / 1843
Instrument Date	Dec 27, 2023
Instrument	2023062992
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6731 STUART AVE STE 1, 1, JACKSONVILLE, FL 32254-3562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5615 CAMPO DR, KEYSTONE HEIGHTS, FL 32656-9760

Mortgage

Document Number	0047831845
Date	Dec 29, 2023
Instrument	4783/1845

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	5615 CAMPO DR, KEYSTONE HEIGHTS, FL 32656-9760
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5615 CAMPO DR, KEYSTONE HEIGHTS, FL 32656-9760

Mortgage

Document Number	0047301937
Date	Jun 21, 2023
Book Page	4730/1937
Instrument	2023030612

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	5615 CAMPO DR, KEYSTONE HEIGHTS, FL 32656-9760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039601320
Date	Apr 7, 2017
Book Page	3960/1320
Instrument	2017017408

Lender

Name	RP FUNDING INC
Type	Mortgage Company
Address	MAITLAND, FL 32751

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$328,003 Land $57,993 Building $270,010	$328,003 Land $57,993 Building $270,010
2023	$2,342.00 (+8.58%) Homeowner's exemption	$172,420 (+3%)	$315,559 (+24.53%) Land $48,994 Building $266,565
2022	$2,157.00 Homeowner's exemption	$167,399	$253,405 Land $33,996 Building $219,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5615 Campo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5615 Campo Dr is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 51% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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