5614 Upper Lake Dr, Humble, TX 77346 Property Records

Harris County property record for 5614 Upper Lake Dr, Humble, TX 77346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,590 sqft · built 1979
Lot Size	0.276 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$247,925 (Oct 2023)
Tax Bill	$4,158 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108-488-000-0027`

Property Details

APN / Parcel Number

Primary APN	`108-488-000-0027`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,590 sqft Living Area
1st Floor Area	1,358 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	12,000 sqft (0.276 acres)
View / Lot	Neighborhood
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	416 sqft
Patio Area	510 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1084880000027
Street Address	5614 UPPER LAKE DR
City	HUMBLE
State	TX
Zip	77346-1965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 27 BLK 1 OAKS OF ATASCOCITA SEC 1
Legal Subdivision	OAKS OF ATASCOCITA SEC 1
Legal Block	1
Legal Lot Number	27
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1007
Census Tract	250702

Owner

5614 Upper Lake Dr is owned and occupied by an individual who bought it in October 2023.

Source: Harris County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	5614 UPPER LAKE DR, HUMBLE, TX 77346-1965
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Oct 3, 2023	Vendor's Lien, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2023 · Amount on File
Deed Sale	Oct 3, 2023 · Amount on File
Prior Sale	Oct 6, 2011 · Amount on File
Deed Document Number	2023379697
Prior Transfer Date	Feb 1, 2011
Prior Transfer Doc	20110051042
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Recording Date	Apr 27, 2026
Property Address	5614 UPPER LAKE DR, HUMBLE, TX 77346-1965
Document Number	0000159534
Instrument Date	Mar 25, 2026
Instrument	2026159534
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5614 UPPER LAKE DR, HUMBLE, TX 77346-1965
Investor	Possibly a Property Investor

Mortgage

Document Number	0000159534,
Date	Apr 27, 2026
Instrument	2026159534

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Oct 1, 2053

Interest

Rate	5.98%
Max Rate	-1%

October 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Oct 3, 2023
Property Address	5614 UPPER LAKE DR, HUMBLE, TX 77346-1965
Document Number	0000379697
Map Reference	VOL 223 PG 107
Instrument Date	Sep 28, 2023
Instrument	2023-379697
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 BELLA SOLE, SHENANDOAH, TX 77381-5012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5614 UPPER LAKE DR, HUMBLE, TX 77346-1965

Mortgage

Document Number	0000379698
Date	Oct 3, 2023
Instrument	2023-379698

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 5614 Upper Lake Dr was $4,158 with a homeowner's exemption, down 13.3% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,000 (-9.67%) Land $72,360 Building $157,640	$230,000 (-9.67%) Land $72,360 Building $157,640
2025	$4,158.00 (-13.32%) Homeowner's exemption	$254,629 Land $72,360 Building $182,269	$254,629 Land $72,360 Building $182,269
2024	$4,797.00
2023		$251,507 Land $36,180 Building $215,327	$251,507 Land $36,180 Building $215,327
2022	$1,426.00
2020	$1,184.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5614 Upper Lake Dr in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 in force
Nearby Flood Claims	26 (1980–2024)
Claims Outside the SFHA	26 of 26
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Tropical Storm Imelda, Sep 2019 · 10 claims Severe Storms And Flooding, Apr 2016 · 2 claims Severe Storms, Tornadoes And Flooding, Oct 2002 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5614 Upper Lake Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 109 serves 9,501 people · EPA ID TX1010620
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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