5614 Riley Rd, Ocean Springs, MS 39564 Property Records

Jackson County property record for 5614 Riley Rd, Ocean Springs, MS 39564

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,351 sqft · built 2000
Lot Size	2.07 acres (90,605 sqft)
Owner	Individual Name on File
Tax Bill	$4,254 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2015 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`786.24-02-0198.01`

Property Details

APN / Parcel Number

Primary APN	`786.24-02-0198.01`
Alternative APNs	`03024260.030` `63024260.030` `016575`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,351 sqft Heated Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	90,605 sqft (2.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	016575
Street Address	5614 RILEY RD
City	OCEAN SPRINGS
State	MS
Zip	39564-4428
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SWC NW1/4 N 482' E 17.3' TO E/M REILEY RD N 950' TO POB N 229.28' TO S/M OCEAN SPRINGS- VANCLEAVE RD N 70 DEG E ALG S/M 3
Legal Range	08W
Legal Township	07S
Legal Section	24
Jurisdiction	JACKSON MS
Township / Civil Division	5
Census Block Group	1
Census Block	1001
Census Tract	40701

Owner

5614 Riley Rd is owned and occupied by an individual who acquired it in October 2015.

Source: Jackson County records, as of March 19, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5614 RILEY RD, OCEAN SPRINGS, MS 39564-4428
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 13, 2015	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 13, 2015	Warranty Deed, Transfer IDEAL TITLE AND ESCROW COMPANY, DELTA TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2015
Deed Sale	Oct 13, 2015
Deed Document Number	0001796779
Deed Book / Page	1796 / 779
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	5614 RILEY RD, OCEAN SPRINGS, MS 39564-4428
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004216/508
Date	Feb 4, 2026
Book Page	4216/508
Instrument	202602005

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 17, 2056

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	5614 RILEY RD, OCEAN SPRINGS, MS 39564-4428
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	IDEAL TITLE AND ESCROW COMPANY, DELTA TITLE & ESCROW CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003312/713
Date	Oct 13, 2015
Book Page	3312/713
Instrument	201515817

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55467

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2045

October 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MS
Recording Date	Oct 13, 2015
Property Address	5614 RILEY RD, OCEAN SPRINGS, MS 39564-4428
Document Number	001796/779
Book / Page	1796 / 779
Instrument Date	Sep 30, 2015
Instrument	201515816
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	IDEAL TITLE AND ESCROW COMPANY, DELTA TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 LAMEUSE ST, BILOXI, MS 39530-2207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5614 RILEY RD, OCEAN SPRINGS, MS 39564-4428

Tax Assessment & Valuation

The 2025 property tax bill for 5614 Riley Rd was $4,254 with a homeowner's exemption, up 32.7% from the year before.

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Unified School District	Ocean Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,254.00 (+32.69%) Homeowner's exemption	$30,713 (+11.13%) Land $3,224 Building $27,489	$307,127 (+11.13%) Land $32,240 Building $274,887
2024	$3,206.00 (-1.29%) Homeowner's exemption	$27,638 (-) Land $3,134 Building $24,504	$276,379 (-) Land $31,340 Building $245,039
2023	$3,248.00 (-0.34%) Homeowner's exemption	$27,638 (-) Land $3,134 Building $24,504	$276,379 (-) Land $31,340 Building $245,039
2022	$3,259.00 Homeowner's exemption	$27,638 Land $3,134 Building $24,504	$276,379 Land $31,340 Building $245,039

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5614 Riley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5614 Riley Rd is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 88% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLONIAL ESTATES # 3 private · serves 140 people · EPA ID MS0300064
Water Source	Purchased groundwater from CITY OF OCEAN SPRINGS
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Sanitary survey deficiency not corrected Sep 2013
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Singing River Connect Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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