5614 Harwood Rd, Luling, TX 78648 Property Records

Caldwell County property record for 5614 Harwood Rd, Luling, TX 78648

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,944 sqft · built 2023
Lot Size	43.8 acres (1,909,714 sqft)
Owner	Company Name on Record
Tax Bill	$22,221 (2026)
Deeds & Mortgages	May 2025 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1300220-012-200-00`

Property Details

APN / Parcel Number

Primary APN	`1300220-012-200-00`
Alternative APN	`103496`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,944 sqft Living Area
1st Floor Area	1,984 sqft
2nd Floor Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2024
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Prestressed Concrete
Roof Material	Galvanized Metal
Lot Area	1,909,714 sqft (43.8 acres)
Porch	Slab
Porch Area	1,760 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	103496
Street Address	5614 HARWOOD RD
City	LULING
State	TX
Zip	78648
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A220 NOLAN, JOHN, ACRES 43.841
Legal Subdivision	NOLAN, JOHN
Jurisdiction	CALDWELL TX
Township / Civil Division	LULING
Census Block Group	1
Census Block	1046
Census Tract	960600

Owner

Source: Caldwell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	28349 STERLING OAK DR, SPRING, TX 77386-4936
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 6, 2025	Vendor's Lien, Transfer CERYL NIELSEN
Mar 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Aug 24, 2020	Vendor's Lien, Transfer · Conventional Mortgage ZB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2025
Deed Sale	May 6, 2025
Prior Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	20253301
Prior Transfer Date	Aug 20, 2020
Prior Transfer Doc	2020004539
Record Updated	Oct 29, 2026

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	May 6, 2025
Property Address	5614 HARWOOD RD, LULING, TX 78648
Document Number	2025003301
Map Reference	DOC 2020-004539
Instrument Date	May 2, 2025
Instrument	2025-003301
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	133 BESITO, BOERNE, TX 78006-3394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28349 STERLING OAK DR, SPRING, TX 77386-4936

Mortgage

Date	May 6, 2025

Lender

Name	CERYL NIELSEN
Type	Private Party
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL TX
Property Address	5614 HARWOOD RD, LULING, TX 78648
Transaction Type	Mortgage
Record Updated	Apr 15, 2024
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SAN ISIDRO, SAN ANTONIO, TX 78261-2303

Mortgage

Document Number	2024002181
Date	Mar 27, 2024
Instrument	2024-002181

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.2%
Max Rate	11.2%

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Aug 24, 2020
Property Address	5614 HARWOOD RD, LULING, TX 78648
Document Number	2020004539
Map Reference	DOC 2015-003124
Instrument Date	Aug 20, 2020
Instrument	2020-004539
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 SAN ISIDRO, SAN ANTONIO, TX 78261-2303

Mortgage

Document Number	2020004540
Date	Aug 24, 2020
Instrument	2020-004540

Lender

Name	ZB NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2030

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Unified School District	Gonzales Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$22,221.00 (+123.24%)	$782,690 (+7.83%)	$1,568,370 (+23.94%) Land $805,340 Building $763,030
2025		$725,850 (+5,624.37%) Land $16,630 Building $709,220	$1,265,440 (+216.87%) Land $556,220 Building $709,220
2024	$9,954.00 (+35,45%)
2023		$12,680 Land $4,310 Building $8,370	$399,350 Land $390,980 Building $8,370
2022	$28.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1998 · Flooding 10/18/98

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 40% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
VTX Communications Fixed Wireless	400 / 50
Starlink Satellite	280 / 30
Guadalupe Valley Electric Cooperative Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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