5614 E 900 S, Berne, IN 46711 Property Records

Adams County property record for 5614 E 900 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1973
Lot Size	6.51 acres (283,881 sqft)
Owner	Individual Name on Record
Last Sale	$156,300 (Oct 2016)
Tax Bill	$1,413 (2025)
Deeds & Mortgages	Apr 2022 Refinance Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-12-21-200-003.500-006`

Property Details

APN / Parcel Number

Primary APN	`01-12-21-200-003.500-006`
Alternative APNs	`01601000001700` `02133624173`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Game Room	Game Room

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Roof Material	Asphalt
Lot Area	283,881 sqft (6.51 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	02133624173
Street Address	5614 E 900 S
City	BERNE
State	IN
Zip	46711-9216
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NW COR NW NE SEC 21 (6.517A)
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5028
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5614 E 900 S, BERNE, IN 46711-9216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS STATE BANK
Feb 7, 2022	Deed of Trust, Mortgage · ARM FARMERS & MERCHANTS STATE BANK
Nov 1, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF GENEVA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2016 · Amount on Record
Deed Sale	Oct 27, 2016 · Amount on Record
Deed Document Number	20164244
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5614 E 900 S, BERNE, IN 46711-9216
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022001642
Date	Apr 14, 2022
Instrument	2022001642

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2032

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5614 E 900 S, BERNE, IN 46711-9216
Transaction Type	Mortgage
Record Updated	Mar 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000464
Date	Feb 7, 2022
Instrument	2022000464

Lender

Name	FARMERS & MERCHANTS STATE BANK

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Feb 1, 2029
Index	Other
Margin	4

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5614 E 900 S, BERNE, IN 46711-9216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017004157
Date	Nov 1, 2017
Instrument	2017004157

Lender

Name	BANK OF GENEVA
Type	Bank
Address	GENEVA, IN 46740

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,413.00 (+0.78%) Homeowner's exemption	$181,600 (+5.21%) Land $31,300 Building $150,300	$181,600 (+5.21%) Land $31,300 Building $150,300
2024	$1,402.00 (-10.53%)
2023	$1,567.00 (+6.6%)	$172,600 (+1.71%) Land $30,200 Building $142,400	$172,600 (+1.71%) Land $30,200 Building $142,400
2022	$1,470.00 (+71.93%)	$169,700 Land $28,100 Building $141,600	$169,700 Land $28,100 Building $141,600
2020	$855.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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