5612 Main St, Duluth, MN 55807 Property Records

St. Louis County property record for 5612 Main St, Duluth, MN 55807 · Last verified August 2026

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	5 bd · 1 ba · 2,002 sqft · built 1919
Lot Size	0.068 acres (2,998 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Nov 2021)
Tax Bill	$2,140 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Oct 2024 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`010-4470-06420`

Property Details

APN / Parcel Number

Primary APN	`010-4470-06420`
Alternative APN	`1121165`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,002 sqft Gross Area
1st Floor Area	1,490 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1955
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Gable
Lot Area	2,998 sqft (0.068 acres)

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	120 sqft
Deck Area	39 sqft
Patio Area	154 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1121165
Street Address	5612 MAIN ST
City	DULUTH
State	MN
Zip	55807-2443
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	EASTERLY 40 FEET OF LOTS 1, 2 AND 3, BLOCK 40 SERIAL #
Legal Subdivision	WEST DULUTH 1ST DIV
Legal Block	40
Legal Lot Number	1-2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1016
Census Tract	3400

Owner

Source: St. Louis County records · APN 010-4470-06420

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5612 MAIN ST, DULUTH, MN 55807-2443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage HERITAGE SOUTHEAST BANK
Oct 07, 2024	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK MINNESOTA
Nov 19, 2021	Deed, Transfer
Nov 19, 2021	Deed, Transfer · Line of Credit HERITAGE BANK MINNESOTA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	Jan 23, 2007 · Amount on Record
Deed Document Number	20211430486
Prior Transfer Date	Jan 12, 2007
Prior Transfer Doc	0001041203
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5612 MAIN ST, DULUTH, MN 55807-2443
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34273 VERDIN ST NW, CAMBRIDGE, MN 55008-7666

Mortgage

Document Number	0001470978
Date	Jul 31, 2023
Instrument	1470978

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	DENNISON, MN 55018

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jun 01, 2028

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5612 MAIN ST, DULUTH, MN 55807-2443
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001496857
Date	Oct 07, 2024
Instrument	1496857

Lender

Name	HERITAGE BANK MINNESOTA
Type	Bank
Address	DENNISON, MN 55018

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 19, 2021
Property Address	5612 MAIN ST, DULUTH, MN 55807-2443
Document Number	0001430486
Instrument Date	Nov 03, 2021
Instrument	1430486
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount Recorded
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5612 MAIN ST, DULUTH, MN 55807-2443

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 19, 2021
Property Address	5612 MAIN ST, DULUTH, MN 55807-2443
Document Number	0001430486
Instrument Date	Nov 03, 2021
Instrument	1430486
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5612 MAIN ST, DULUTH, MN 55807-2443

Mortgage

Document Number	0001431973
Date	Nov 19, 2021
Instrument	1431973

Lender

Name	HERITAGE BANK MINNESOTA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,140.00 (+7.54%)
2025	$1,990.00 (+25.31%)	$139,600 (+18.91%) Land $6,000 Building $133,600	$139,600 (+18.91%) Land $6,000 Building $133,600
2024	$1,588.00	$117,400 (-28.33%) Land $5,500 Building $111,900	$117,400 (-28.33%) Land $5,500 Building $111,900
2022		$163,800 Land $6,000 Building $157,800	$163,800 Land $6,000 Building $157,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370034001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2012)
Most Recent Claim	Jun 2012, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 386 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AirFiber	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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