5612 Charro Dr, Belton, TX 76513 Property Records

Bell County property record for 5612 Charro Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2,496 sqft · built 2020
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on Record
Last Sale	$404,900 (Dec 2020)
Tax Bill	$7,264 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0681208606`

Property Details

APN / Parcel Number

Primary APN	`0681208606`
Alternative APNs	`489194` `873951`

Interior

Stories	2 Stories
Building Area	2,496 sqft Living Area
1st Floor Area	1,300 sqft
2nd Floor Area	1,196 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,045 sqft (1.08 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Pool Area	1 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5612 CHARRO DR
City	BELTON
State	TX
Zip	76513-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CIRCLE C RANCH ESTATES AMENDED, BLOCK 001, LOT 0006, ACRES 1.08
Legal Subdivision	CIRCLE C RANCH ESTATES AMENDED
Legal Block	1
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	3
Census Block	3009
Census Tract	21701

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5612 CHARRO DR, BELTON, TX 76513-3132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Dec 21, 2020	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2020 · Amount on Record
Deed Sale	Dec 21, 2020 · Amount on Record
Prior Sale	May 12, 2020 · Amount on Record
Deed Document Number	202071132
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	0000071132
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	5612 CHARRO DR, BELTON, TX 76513-3132
Transaction Type	Mortgage
Record Updated	Jul 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043403
Date	Jul 7, 2022
Instrument	2022043403

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Dec 21, 2020
Property Address	5612 CHARRO DR, BELTON, TX 76513-3132
Document Number	0000071132
Map Reference	DOC 2019-155A-C
Instrument Date	Dec 18, 2020
Instrument	2020-00071132
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	CROTHERS ABSTRACT AND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6517 DAKAR RD W, 6517, FORT WORTH, TX 76116-1835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35003 GREYPRIAR DR, KILLEEN, TX 76542

Mortgage

Document Number	0000071133
Date	Dec 21, 2020
Instrument	2020-00071133

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,264.00 (+12.5%)	$617,210 (+10.55%) Land $76,000 Building $541,210	$617,210 (+10.55%) Land $76,000 Building $541,210
2023	$6,457.00 (-12.47%) Homeowner's exemption	$558,288 Land $70,000 Building $488,288	$558,288 Land $70,000 Building $488,288
2022	$7,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 60% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	439 WSC serves 7,836 people · EPA ID TX0140076
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Altitude ISP.

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