5610 Whitlock Ct, Murfreesboro, TN 37127 Property Records

Rutherford County property record for 5610 Whitlock Ct, Murfreesboro, TN 37127

Property Summary

Property Type	Single Family Home
Details	2,838 sqft · built 2016
Lot Size	0.14 acres (6,103 sqft)
Owner	2 Individual Names on File
Last Sale	$629,900 (Jul 2023)
Tax Bill	$3,310 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`135L-A-011.00-000`

Property Details

APN / Parcel Number

Primary APN	`135L-A-011.00-000`
Alternative APNs	`135L A 01100` `R0110679`

Interior

Plumbing Fixtures	13 Plumbing Fixtures
Building Area	2,838 sqft Living Area
1st Floor Area	2,378 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	6,103 sqft (0.14 acres)
Lot Dimensions	146 ft deep x 41.8 ft wide
Garage Type	Attached
Garage Area	503 sqft
Porch	Slab
Porch Area	372 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0110679
Street Address	5610 WHITLOCK CT
City	MURFREESBORO
State	TN
Zip	37127-0602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	THE MAPLES SEC 1 PH 1
Legal Block	1
Legal Lot Number	11
Jurisdiction	RUTHERFORD TN
Township / Civil Division	6
Census Block Group	2
Census Block	2012
Census Tract	41202

Owner

5610 Whitlock Ct is owned and occupied by two individuals who bought it in July 2023.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5610 WHITLOCK CT, MURFREESBORO, TN 37127-0602
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023 · Amount on File
Deed Sale	Jul 5, 2023 · Amount on File
Prior Sale	Sep 28, 2020 · Amount on File
Deed Document Number	20232503178
Deed Book / Page	2356 / 3906
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 5, 2023
Property Address	5610 WHITLOCK CT, MURFREESBORO, TN 37127-0602
Document Number	0023563906
Book / Page	2356 / 3906
Map Reference	CAB 38 PG 277
Instrument Date	Jun 29, 2023
Instrument	2503178
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,330.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5610 WHITLOCK CT, MURFREESBORO, TN 37127-0602
Investor	Possibly a Property Investor

Mortgage

Document Number	0002503179
Date	Jul 5, 2023
Instrument	2503179

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 5, 2030
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	10.7%
Index	1-Year CMT
Max Rate	10.7%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Sep 28, 2020
Property Address	5610 WHITLOCK CT, MURFREESBORO, TN 37127-0602
Document Number	0019682313
Book / Page	1968 / 2313
Map Reference	MB 38 PG 277
Instrument Date	Sep 25, 2020
Instrument	2306936
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	GATEWAY TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,535.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5610 WHITLOCK CT, MURFREESBORO, TN 37127-0602

Mortgage

Document Number	0019682315
Date	Sep 28, 2020
Instrument	1968/2315

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5610 Whitlock Ct was $3,310.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,575 (+27.84%) Land $35,000 Building $114,575	$598,300 Land $140,000 Building $458,300
2025	$3,310.00	$117,000 Land $13,750 Building $103,250
2023	$3,310.00 (+10.11%)	$117,000 Land $13,750 Building $103,250	$468,000 (-) Land $55,000 Building $413,000
2022	$3,006.00		$468,000 Land $55,000 Building $413,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5610 Whitlock Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5610 Whitlock Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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