Frederick County property record for 5610 Scott Ridge Pl, Frederick, MD 21704
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,860 sqft · built 2017 |
| Lot Size | 0.05 acres (2,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Oct 2023) |
| Tax Bill | $5,346 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-594271 |
| Primary APN | 09-594271 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,860 sqft Living Area |
| Gross Area | 3,260 sqft |
| 1st Floor Area | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,160 sqft (0.05 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | 110 sqft |
| Patio Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 594271 |
|---|---|
| Street Address | 5610 SCOTT RIDGE PL |
| City | FREDERICK |
| State | MD |
| Zip | 21704-6749 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 56 2,160 SQ FT TALLYN RIDGE |
| Legal Subdivision | TALLYN RIDGE |
| Legal Lot Number | 56 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 751904 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Monocacy National Battlefield listed 1973 · 4 contributing resources · National Historic Landmark (designated 1973) · NRIS 66000908 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
5610 Scott Ridge Pl, a townhouse, is owned and occupied by two individuals who bought it in October 2023.
Source: Frederick County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5610 SCOTT RIDGE PL, FREDERICK, MD 21704-6749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP |
| Oct 18, 2023 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 8, 2021 | Deed, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB |
| Dec 11, 2017 | Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2023 · Amount on File |
| Deed Sale | Oct 18, 2023 · Amount on File |
| Prior Sale | Jun 8, 2021 · Amount on File |
| Deed Book / Page | 16640 / 317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 5610 SCOTT RIDGE PL, FREDERICK, MD 21704-6749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5610 SCOTT RIDGE PL, FREDERICK, MD 21704-6749 |
| Document Number | 0177110204 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 17711/204 |
| Name | SAGE HOME LOANS CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Oct 18, 2023 |
| Property Address | 5610 SCOTT RIDGE PL, FREDERICK, MD 21704-6749 |
| Document Number | 0166400317 |
| Book / Page | 16640 / 317 |
| Map Reference | MB 98 PG 54 |
| Instrument Date | Oct 4, 2023 |
| Transaction Type | Transfer |
| Record Updated | Nov 1, 2023 |
| Title Company | NOT AVAILABLE, FRIENDS TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5610 SCOTT RIDGE PL, FREDERICK, MD 21704-6749 |
| Document Number | 0016640323 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 16640/323 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 8, 2021 |
| Property Address | 5610 SCOTT RIDGE PL, FREDERICK, MD 21704-6749 |
| Document Number | 0149720130 |
| Book / Page | 14972 / 130 |
| Map Reference | MB 98 PG 54 |
| Instrument Date | Jun 7, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Title Company | LEGACYHOUSE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,127.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5610 SCOTT RIDGE PL, FREDERICK, MD 21704-6749 |
| Document Number | 14972136 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 14972/136 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 11, 2017 |
| Property Address | 5610 SCOTT RIDGE PL, FREDERICK, MD 21704-6749 |
| Document Number | 0121750520 |
| Book / Page | 12175 / 0520 |
| Map Reference | MB98 PG54 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 12175-0520 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CHAMPION TITLE & SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,668.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 5610 SCOTT RIDGE PL, FREDERICK, MD 21704-6749 |
| Document Number | 121750528 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 12175-0528 |
| Name | MCLEAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2047 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $463,000 | $520,400 Land $110,000 Building $410,400 | |
| 2024 | $5,346.00 (+11.35%) | ||
| 2023 | $4,801.00 | $402,167 | $434,300 Land $110,000 Building $324,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5610 Scott Ridge Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5610 Scott Ridge Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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