5610 109th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 5610 109th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,820 sqft · built 2011
Lot Size	0.116 acres (5,062 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Oct 2021)
Tax Bill	$5,073 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R318595`

Property Details

APN / Parcel Number

Primary APN	`R318595`
Alternative APN	`R8088350000002620000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,820 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,820 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,062 sqft (0.116 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5610 109TH ST
City	LUBBOCK
State	TX
Zip	79424-7682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRINGFIELD L 262
Legal Subdivision	SPRINGFIELD
Legal Lot Number	262
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1032
Census Tract	10509

Owner

Source: Lubbock County records, as of October 1, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5610 109TH ST, LUBBOCK, TX 79424-7682
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Vendor's Lien, Transfer · Conventional Mortgage TEXAS TECH FCU
Jun 11, 2019	Vendor's Lien, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2021 · Amount on File
Deed Sale	Oct 7, 2021 · Amount on File
Prior Sale	Jun 11, 2019 · Amount on File
Deed Document Number	202151787
Record Updated	Sep 20, 2026

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Oct 7, 2021
Property Address	5610 109TH ST, LUBBOCK, TX 79424-7682
Document Number	0000051787
Map Reference	FILE 2010034530
Instrument Date	Oct 7, 2021
Instrument	2021051787
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	HUB CITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5610 109TH ST, LUBBOCK, TX 79424-7682
Investor	Possibly a Property Investor

Mortgage

Document Number	0000051788
Date	Oct 7, 2021
Instrument	2021051788

Lender

Name	TEXAS TECH FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jun 11, 2019
Property Address	5610 109TH ST, LUBBOCK, TX 79424-7682
Document Number	0000021868
Instrument Date	Jun 11, 2019
Instrument	2019021868
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5608 83RD ST, 5608, LUBBOCK, TX 79424-4617

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2639 S 2975 W, WEST HAVEN, UT 84401-5009

Mortgage

Document Number	0000021869
Date	Jun 11, 2019
Instrument	2019021869

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock-Cooper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,073.00 (-3.65%)	$245,205 (-2.66%) Land $20,000 Building $225,205	$245,205 (-2.66%) Land $20,000 Building $225,205
2024	$5,265.00 (-0.66%)
2023	$5,300.00 (+5.51%) Homeowner's exemption	$251,908 Land $20,000 Building $231,908	$251,908 Land $20,000 Building $231,908
2022	$5,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

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