561 Paul St, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 561 Paul St, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,015 sqft · built 2005
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on File
Last Sale	$1,085,000 (Dec 2023)
Tax Bill	$17,848 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`254-150-170-000`

Property Details

APN / Parcel Number

Primary APN	`254-150-170-000`
Alternative APN	`254-150-17`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,015 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	254-150-17
Street Address	561 PAUL ST
City	TRACY
State	CA
Zip	95391-1054
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 17
Legal Subdivision	MOUNTAIN HOUSE NEIGHBORHOOD F
Legal Block	1
Legal Lot Number	17
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1008
Census Tract	5222

Owner

561 Paul St is owned by a company that bought it in December 2023.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	4825 RIDGEWOOD DR, FREMONT, CA 94555-2843
Owner Type	Company
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Dec 15, 2023	Grant Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Jul 22, 2021	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Apr 6, 2021	Deed of Trust, Mortgage 1ST UNITED SERVICES CU
Aug 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage 1ST UNITED SERVICES CU
Jul 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2023 · Amount on File
Deed Sale	Dec 15, 2023 · Amount on File
Prior Sale	Jul 22, 2021 · Amount on File
Deed Document Number	2023106048
Prior Transfer Date	Jun 26, 2008
Prior Transfer Doc	0000111659
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 13, 2026
Property Address	561 PAUL ST, TRACY, CA 95391-1054
Document Number	0000032140
Instrument Date	Mar 31, 2026
Instrument	202632140
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	561 PAUL ST, TRACY, CA 95391-1054

Mortgage

Document Number	0000032140,
Date	Apr 13, 2026
Instrument	202632140

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 15, 2023
Property Address	561 PAUL ST, MOUNTAIN HOUSE, CA 95391-1054
Document Number	0000106048
Map Reference	MB 37 PG 53
Instrument Date	Dec 13, 2023
Instrument	2023-106048
Transaction Type	Transfer
Record Updated	Dec 29, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4825 RIDGEWOOD DR, FREMONT, CA 94555-2843

Mortgage

Document Number	0000106049
Date	Dec 15, 2023
Instrument	2023-106049

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Max Rate	11.2%

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 22, 2021
Property Address	561 PAUL ST, MOUNTAIN HOUSE, CA 95391-1054
Document Number	0000122893
Map Reference	MB 37 PG 53
Instrument Date	Jul 15, 2021
Instrument	2021-122893
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	561 PAUL ST, TRACY, CA 95391-1054

Mortgage

Document Number	0000122894
Date	Jul 22, 2021
Instrument	2021-122894

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	561 PAUL ST, MOUNTAIN HOUSE, CA 95391-1054
Transaction Type	Mortgage
Record Updated	Apr 16, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060102
Date	Apr 6, 2021
Instrument	2021-060102

Lender

Name	1ST UNITED SERVICES CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Amount	Amount on Record
Term	240 Months
Due	Apr 15, 2041

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	561 PAUL ST, MOUNTAIN HOUSE, CA 95391-1054
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096799
Date	Aug 6, 2020
Instrument	2020-096799

Lender

Name	1ST UNITED SERVICES CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	561 PAUL ST, MOUNTAIN HOUSE, CA 95391-1054
Document Number	0000071783
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	561 PAUL ST MOUNTAIN HOUSE CA 953911054, MOUNTAIN HOUSE, CA 95391-1054

Mortgage

Document Number	0000071783
Date	Jul 9, 2019
Instrument	71783

Lender

Name	FIRST UNITED CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 561 Paul St was $17,848, up 11.7% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$17,848.00 (+11.71%)
2025	$15,977.00	$1,106,700 Land $331,500 Building $775,200
2023	$13,422.00 (+2.06%)	$887,400 Land $265,200 Building $622,200	$947,160
2022	$13,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 561 Paul St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 561 Paul St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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