561 N Lyle Ave, Elgin, IL 60123 Property Records

Kane County property record for 561 N Lyle Ave, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,148 sqft · built 1986
Lot Size0.197 acres (8,580 sqft)
Owner2 Individual Names on File
Tax Bill$8,912 (2025)
Deeds & MortgagesMar 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-09-429-005

Property Details

APN / Parcel Number

Primary APN06-09-429-005

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,148 sqft Living Area
Gross Area3,222 sqft
Basement Area1,074 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeFrame
Lot Area8,580 sqft (0.197 acres)
Lot Dimensions110 ft deep x 78 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address561 N LYLE AVE
CityELGIN
StateIL
Zip60123-2699
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVALLEY CREEK UNIT 2 LOT 46
Legal SubdivisionVALLEY CREEK
Legal Block3
Legal Lot Number46
Legal Unit2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3025
Census Tract851909

Owner

561 N Lyle Ave is owned and occupied by two individuals.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Individual Names on File
Mailing Address561 N LYLE AVE, ELGIN, IL 60123-2699
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address561 N LYLE AVE, ELGIN, IL 60123-2699
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016231
DateMar 31, 2017
Instrument2017K016231
Lender
NamePNC BANK NA
TypeBank
AddressCLEVELAND, OH 44101
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 561 N Lyle Ave was $8,912 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,912.00 Homeowner's exemption$124,822 (+8.57%) Land $34,594 Building $90,228$374,616 (+8.57%) Land $103,824 Building $270,792
2024$114,969 Land $31,863 Building $83,106$345,045 Land $95,627 Building $249,418
2022$7,691.00 (+4.44%) Homeowner's exemption$94,708 (+6.96%) Land $26,248 Building $68,460$284,124 (+6.96%) Land $78,744 Building $205,380
2021$7,364.00 Homeowner's exemption$88,545 Land $24,540 Building $64,005$265,635 Land $73,620 Building $192,015

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 561 N Lyle Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 561 N Lyle Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Fox Valley Internet, T-Mobile.

Nearby Properties on N Lyle Ave

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