Madison County and Oneida City property record for 561 Main St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,696 sqft · built 1910 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $314,500 (Jan 2026) |
| Tax Bill | $10,685 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2021 Sale & Mortgage + 2 more |
| APN | 251201 38.49-1-43 |
| Primary APN | 251201 38.49-1-43 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,696 sqft Living Area |
| 1st Floor Area | 1,384 sqft |
| 2nd Floor Area | 1,312 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 263 ft deep x 48 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 561 MAIN ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | INCL 38 49 1 52 |
| Legal Block | 1 |
| Legal Lot Number | 43.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 30101 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Main-Broad-Grove Streets Historic District listed 1983 · 194 contributing resources · NRIS 83001705 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
561 Main St is owned by two individuals who bought it in January 2026.
Source: Madison County and Oneida City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5154 HILL RD, VERONA, NY 13478-3106 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage PREMIUM MORTGAGE CO |
| Jun 9, 2021 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Mar 16, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Mar 16, 2017 | Loan Modification, Mortgage · Conventional with PMI FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on File |
| Deed Sale | Jan 22, 2026 · Amount on File |
| Prior Sale | Jun 9, 2021 |
| Deed Document Number | 2026309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 561 MAIN ST, ONEIDA, NY 13421-2441 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000000010 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 2026-310 |
| Name | PREMIUM MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Jun 9, 2021 |
| Property Address | 561 MAIN ST, ONEIDA, NY 13421-2441 |
| Document Number | 191 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 2021-4191 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3626 BLACK BRANT DR, LIVERPOOL, NY 13090-1074 |
| Document Number | 192 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 2021-4192 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 561 MAIN ST, ONEIDA, NY 13421-2441 |
| Document Number | 0000001636 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 561 MAIN ST ONEIDA NY 134212441, ONEIDA, NY 13421-2441 |
| Document Number | 0000001636 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 1636 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Mar 29, 2045 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 561 MAIN ST, ONEIDA, NY 13421-2441 |
| Document Number | 0000001637 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 561 MAIN ST ONEIDA NY 134212441, ONEIDA, NY 13421-2441 |
| Document Number | 0000001637 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 1637 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 561 Main St was $10,685, down 1.5% from the year before.
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,685.00 (-1.48%) | ||
| 2025 | $10,845.00 | $218,000 Land $12,000 Building $206,000 | $307,042 Land $16,901 Building $290,141 |
| 2023 | $218,000 (-) Land $12,000 Building $206,000 | $286,842 (+9.21%) Land $15,789 Building $271,053 | |
| 2022 | $5,431.00 | $218,000 Land $12,000 Building $206,000 | $262,651 Land $14,458 Building $248,193 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 561 Main St; there have been 44 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 44 (1996–2013) |
| Most Recent Claim | Jun 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 561 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures