561 Front St, Lexington, NC 27295 Property Records

Davidson County property record for 561 Front St, Lexington, NC 27295

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,598 sqft · built 1964
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$206,000 (Jun 2025)
Tax Bill	$737 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-027-0-000-0012-B`

Property Details

APN / Parcel Number

Primary APN	`18-027-0-000-0012-B`
Alternative APNs	`9242581` `9260838` `9283580`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,598 sqft Total Area
1st Floor Area	1,110 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	30,492 sqft (0.7 acres)
Lot Width	201 ft Width
Garage Type	Mixed
Garage Area	550 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	376 sqft
Deck Area	112 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	9283580
Street Address	561 FRONT ST
City	LEXINGTON
State	NC
Zip	27295-6825
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RS
Legal Description	L12B BK2706-57 MAEGEO
Legal Subdivision	ROLLING HEIGHTS
Jurisdiction	DAVIDSON NC
Township / Civil Division	TYRO
Census Block Group	2
Census Block	2029
Census Tract	61701

Owner

561 Front St, a rural home, is owned and occupied by an individual who bought it in June 2025.

Source: Davidson County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	561 FRONT ST, LEXINGTON, NC 27295-6825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 30, 2019	Warranty Deed, Transfer · FHA Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2025 · Amount on File
Deed Sale	Jun 18, 2025 · Amount on File
Prior Sale	Feb 28, 2025 · Amount on File
Deed Document Number	202510766
Deed Book / Page	2706 / 57
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Apr 14, 2022
Property Address	561 FRONT ST, LEXINGTON, NC 27295-6825
Document Number	0025420358
Book / Page	2542 / 358
Map Reference	MB 14 PG 5
Instrument Date	Apr 14, 2022
Instrument	2022000008714
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4372 BURTON RD, 4372, THOMASVILLE, NC 27360-8022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 FRONT ST, LEXINGTON, NC 27295-6825

Mortgage

Document Number	2022000008715
Date	Apr 14, 2022
Instrument	2022000008715

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	May 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Aug 30, 2019
Property Address	561 FRONT ST, LEXINGTON, NC 27295-6825
Document Number	0023720360
Book / Page	2372 / 0360
Map Reference	MB 14 PG 5
Instrument Date	Aug 30, 2019
Instrument	2019000017731
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	487 WOODLAND AVE, 487, LEXINGTON, NC 27295-7836

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 FRONT ST, LEXINGTON, NC 27295-6825

Mortgage

Document Number	2019000017732
Date	Aug 30, 2019
Instrument	2019000017732

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 561 Front St was $737.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,740 (-)	$120,740 (-) Land $21,280 Building $99,460
2025	$737.00	$120,740	$120,740 Land $21,280 Building $99,460
2023	$785.00	$126,660	$126,660 Land $21,280 Building $105,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 561 Front St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 561 Front St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Front St

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