561 Flat Hills Rd, Amherst, MA 01002 Property Records

Hampshire County and Amherst Town City property record for 561 Flat Hills Rd, Amherst, MA 01002

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,912 sqft · built 2002
Lot Size	3.49 acres (152,347 sqft)
Owner	Individual Name on File
Last Sale	$1,288,500 (Aug 2022)
Tax Bill	$20,650 (2026)
Deeds & Mortgages	Sep 2017 Line of Credit Aug 2022 Sale & Mortgage
APN	`3D000041`

Property Details

APN / Parcel Number

Primary APN	`3D000041`
Alternative APN	`AMHE M:0003D B:0000 L:0041`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,912 sqft Living Area
Gross Area	4,820 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	152,347 sqft (3.49 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	3D000041
Street Address	561 FLAT HILLS RD
City	AMHERST
State	MA
Zip	01002-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FREDERICK G RUDER JR
Legal Lot Number	41
Jurisdiction	AMHERST MA
Township / Civil Division	AMHERST TOWN
Census Block Group	1
Census Block	1017
Census Tract	820300

Owner

561 Flat Hills Rd is owned and occupied by an individual who bought it in August 2022.

Source: Hampshire County and Amherst Town City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	561 FLAT HILLS RD, AMHERST, MA 01002-1221
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2017	Deed of Trust, Mortgage · Line of Credit EASTHAMPTON SAVINGS BANK
Aug 18, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CAMBRIDGE TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2022 · Amount on File
Deed Sale	Aug 18, 2022 · Amount on File
Prior Sale	Sep 20, 2000 · Amount on File
Deed Book / Page	14651 / 118
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AMHERST MA
Property Address	561 FLAT HILLS RD, AMHERST, MA 01002-1221
Transaction Type	Mortgage
Record Updated	Oct 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	012742-199
Date	Sep 11, 2017
Book Page	12742/199
Instrument	18824

Lender

Name	EASTHAMPTON SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2037

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	AMHERST MA
Recording Date	Aug 18, 2022
Property Address	561 FLAT HILLS RD, AMHERST, MA 01002-1221
Document Number	014651-118
Book / Page	14651 / 118
Instrument Date	Aug 18, 2022
Instrument	17382
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	591 GLEASON RD, NORTHAMPTON, MA

Mortgage

Document Number	0000017383
Date	Aug 18, 2022
Instrument	17383

Lender

Name	CAMBRIDGE TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 561 Flat Hills Rd was $20,650, up 8,65% from the year before.

Source: Hampshire County and Amherst Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
Municipality	Amherst Town City
County	Hampshire County
Elementary School District	Amherst School District (PK - 06)
Secondary School District	Amherst-Pelham School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,650.00 (+8,65%)	$1,221,200 (-7.25%) Land $439,700 Building $781,500	$1,206,510 (-18.64%)
2025	$236.00 (-98.99%)	$1,316,600 (+4.62%) Land $404,300 Building $912,300	$1,482,855
2024	$23,293.00 (+46.86%)	$1,258,400 (+59.47%) Land $382,100 Building $876,300
2023	$15,861.00	$789,100 Land $186,800 Building $602,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 561 Flat Hills Rd; 3 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 561 Flat Hills Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Flat Hills Rd

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