561 Division St, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 561 Division St, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1977
Lot Size	0.158 acres (6,900 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Apr 2018)
Tax Bill	$4,480 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`092-291-007`

Property Details

APN / Parcel Number

Primary APN	`092-291-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	6,900 sqft (0.158 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	561 DIVISION ST
City	NIPOMO
State	CA
Zip	93444-9176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 458 LT 6 & PTN COMM AREA
Legal Subdivision	MONTECITO VERDE SUBDIVISION
Legal Tract	458
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1010
Census Tract	12405

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	561 DIVISION ST, NIPOMO, CA 93444-9176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2024	Deed of Trust, Mortgage · Line of Credit SESLOC FCU
Mar 18, 2022	Deed of Trust, Mortgage · Line of Credit SESLOC FCU
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FUNDING SLC INC
Apr 11, 2018	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE
Apr 11, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 11, 2018	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jan 26, 2018	Affidavit of Death, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2018 · Amount on Record
Deed Sale	Apr 11, 2018 · Amount on Record
Deed Document Number	201814325
Prior Transfer Date	Mar 14, 2018
Prior Transfer Doc	0000014324
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	561 DIVISION ST, NIPOMO, CA 93444-9176
Transaction Type	Mortgage
Record Updated	Jan 29, 2024
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 DIVISION ST, NIPOMO, CA 93444-9176

Mortgage

Document Number	0000001302
Date	Jan 17, 2024
Instrument	2024001302

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	561 DIVISION ST, NIPOMO, CA 93444-9176
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 DIVISION ST, NIPOMO, CA 93444-9176

Mortgage

Document Number	0000012192
Date	Mar 18, 2022
Instrument	2022012192

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	561 DIVISION ST, NIPOMO, CA 93444-9176
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 DIVISION ST, NIPOMO, CA 93444-9176

Mortgage

Document Number	0000062653
Date	Nov 2, 2020
Instrument	2020062653

Lender

Name	COASTAL FUNDING SLC INC
Type	Mortgage Company
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

April 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 11, 2018
Property Address	561 DIVISION ST, NIPOMO, CA 93444-9176
Document Number	0000014323
Instrument Date	Mar 22, 2018
Instrument	14323
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2532 SNOWCONE PL ARROYO GRANDE CA 934206594, ARROYO GRANDE, CA 93420-6594

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 11, 2018
Property Address	561 DIVISION ST, NIPOMO, CA 93444-9176
Document Number	0000014325
Map Reference	MB8 PG68
Instrument Date	Mar 22, 2018
Instrument	2018014325
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	561 DIVISION ST, NIPOMO, CA 93444-9176

Mortgage

Document Number	0000014326
Date	Apr 11, 2018
Instrument	2018014326

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 11, 2018
Property Address	561 DIVISION ST, NIPOMO, CA 93444-9176
Document Number	0000014324
Instrument Date	Mar 14, 2018
Instrument	14324
Transaction Type	Transfer
Record Updated	Apr 19, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2532 SNOWCONE PL ARROYO GRANDE CA 934206594, ARROYO GRANDE, CA 93420-6594

January 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 26, 2018
Property Address	561 DIVISION ST, NIPOMO, CA 93444-9176
Document Number	0000003305
Instrument Date	Dec 29, 2017
Instrument	3305
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 DIVISION ST NIPOMO CA 934449176, NIPOMO, CA 93444-9176

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$429,410 (+2%) Land $261,129 Building $168,281
2025	$4,480.00 (+4.67%)	$420,991 (+4.04%) Land $256,009 Building $164,982
2023	$4,280.00 (+1.52%)	$404,646 Land $246,069 Building $158,577
2022	$4,216.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Peak WiFi, Verizon.

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