San Joaquin County property record for 561 Czerny St, Tracy, CA 95376
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,214 sqft · built 1990 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $590,000 (Apr 2023) |
| Tax Bill | $6,607 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-320-200-000 |
| Primary APN | 235-320-200-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,214 sqft Living Area |
| 1st Floor Area | 1,214 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | L-Shape |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Concrete |
| Lot Area | 5,227 sqft (0.12 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 235-320-20 |
|---|---|
| Street Address | 561 CZERNY ST |
| City | TRACY |
| State | CA |
| Zip | 95376-5431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MDC |
| Legal Description | 90-FM PT OF 235-140-05 |
| Legal Subdivision | PHEASANT CROSSING |
| Legal Tract | 2285 |
| Legal Block | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 5405 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 561 CZERNY ST, TRACY, CA 95376-5431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 18, 2023 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 26, 2021 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Dec 2, 2019 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE |
| Feb 14, 2019 | Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on Record |
| Deed Sale | Apr 18, 2023 · Amount on Record |
| Prior Sale | Mar 26, 2021 · Amount on Record |
| Deed Document Number | 202329746 |
| Prior Transfer Date | Jan 2, 2015 |
| Prior Transfer Doc | 0000001741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Apr 18, 2023 |
| Property Address | 561 CZERNY ST, TRACY, CA 95376-5431 |
| Document Number | 0000029746 |
| Map Reference | VOL 29 PG 88 |
| Instrument Date | Apr 12, 2023 |
| Instrument | 2023-029746 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 561 CZERNY ST, TRACY, CA 95376-5431 |
| Document Number | 0000029747 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 2023-029747 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Mar 26, 2021 |
| Property Address | 561 CZERNY ST, TRACY, CA 95376-5431 |
| Document Number | 0000054265 |
| Map Reference | VOL 29 PG 88 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021-054265 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15390 SKYVIEW TER, SAN JOSE, CA 95132-3042 |
| Document Number | 0000054266 |
|---|---|
| Date | Mar 26, 2021 |
| Instrument | 2021-054266 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 561 CZERNY ST, TRACY, CA 95376-5431 |
| Document Number | 0000142058 |
| Instrument Date | Dec 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | CHICAGO TITLE COMPANY-SAN DIEGO, CHICAGO TITLE CO-SAN DIEGO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 561 CZERNY ST TRACY CA 953765431, TRACY, CA 95376-5431 |
| Document Number | 0000142058 |
|---|---|
| Date | Dec 6, 2019 |
| Instrument | 142058 |
| Name | GUARANTEED RATE |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Feb 14, 2019 |
| Property Address | 561 CZERNY ST, TRACY, CA 95376-5431 |
| Document Number | 0000015544 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 15544 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $445.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 561 CZERNY ST TRACY CA 953765431, TRACY, CA 95376-5431 |
| Document Number | 15545 |
|---|---|
| Date | Feb 14, 2019 |
| Instrument | 15545 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2049 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,607.00 (-9.34%) | ||
| 2025 | $7,288.00 (+13.43%) | $613,836 (+7.27%) Land $182,070 Building $431,766 | |
| 2023 | $6,425.00 (+2.1%) | $572,220 Land $156,060 Building $416,160 | $519,930 |
| 2022 | $6,293.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Matrix Broadband Fixed Wireless | 600 / 120 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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