561 Clayton Rd, Dixon, KY 42409 Property Records

Webster County property record for 561 Clayton Rd, Dixon, KY 42409

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,334 sqft
Lot Size	1.81 acres (79,192 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Jun 2020)
Tax Bill	$2,699 (2025)
Deeds & Mortgages	May 2026 Construction Loan Nov 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`053-009-001`

Property Details

APN / Parcel Number

Primary APN	`053-009-001`
Alternative APNs	`15617` `11063` `11072`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,334 sqft Finished Area
Basement Area	893 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Stucco
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	79,192 sqft (1.81 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	955 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	11072
Street Address	561 CLAYTON RD
City	DIXON
State	KY
Zip	42409-9622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RES/BLDG & 1.818 ACRES (UC - 75%)
Jurisdiction	WEBSTER KY
Township / Civil Division	PROVIDENCE
Census Block Group	1
Census Block	1005
Census Tract	960400

Owner

Source: Webster County records, as of May 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 HESTER WINSTEAD RD, SLAUGHTERS, KY 42456-9778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · Construction Mortgage FARMERS BANK AND TRUST
Nov 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK
Sep 5, 2018	Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY
Jun 11, 2020	Deed, Transfer · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2020 · Amount on Record
Deed Sale	Jun 11, 2020 · Amount on Record
Prior Sale	Mar 23, 2015 · Amount on Record
Deed Document Number	2020406918
Deed Book / Page	309 / 331
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Recording Date	May 1, 2026
Property Address	561 CLAYTON RD, DIXON, KY 42409-9622
Document Number	0000471920
Book / Page	409 / 628
Instrument Date	Apr 17, 2026
Instrument	2026471920
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 CLAYTON RD, DIXON, KY 42409-9622

Mortgage

Document Number	0000471920,
Date	May 1, 2026
Book Page	409/628
Instrument	2026471920

Lender

Name	FARMERS BANK AND TRUST

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 15, 2031

Interest

Rate	6.22%
Max Rate	-1%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	561 CLAYTON RD, DIXON, KY 42409-9622
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG338/752
Date	Nov 6, 2017
Book Page	MTG 338/752
Instrument	287239

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	561 CLAYTON RD, DIXON, KY 42409-9622
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 CLAYTON RD, DIXON, KY 42409-9622

Mortgage

Document Number	MTG343/469
Date	Sep 5, 2018
Book Page	MTG 343/469
Instrument	401001

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Aug 30, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	561 CLAYTON RD, DIXON, KY 42409-9622
Transaction Type	Mortgage
Record Updated	Jan 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG361/527
Date	Dec 29, 2020
Book Page	MTG 361/527
Instrument	418632

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WEBSTER KY
Recording Date	Jun 11, 2020
Property Address	561 CLAYTON RD, DIXON, KY 42409-9622
Document Number	DEED309/331
Book / Page	DEED 309 / 331
Instrument Date	May 7, 2020
Instrument	406918
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1535 LAKEWOOD VIEW CT, LEXINGTON, KY 40502-2569

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	561 CLAYTON RD, DIXON, KY 42409-9622

Mortgage

Document Number	0000406919
Date	Jun 11, 2020
Instrument	406919

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	59 Months
Due	May 7, 2025

Tax Assessment & Valuation

Source: Webster County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Webster County
Unified School District	Webster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,699.00 (-1.75%) Homeowner's exemption	$289,700 (-)	$289,700 (-)
2023	$2,747.00 Homeowner's exemption	$289,700	$289,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20

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