561 Baltimore Dr, Cramerton, NC 28032 Property Records

Gaston County property record for 561 Baltimore Dr, Cramerton, NC 28032

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,097 sqft · built 1940
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$135,500 (May 2019)
Tax Bill	$2,195 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`195966`

Property Details

APN / Parcel Number

Primary APN	`195966`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,097 sqft Heated Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	4,792 sqft (0.11 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	163 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Street Address	561 BALTIMORE DR
City	CRAMERTON
State	NC
Zip	28032-1602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BURLINGTON/CRAMERTON BLK 1 L P/1 16 005 033 00 000
Legal Block	1
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	3
Census Block	3009
Census Tract	32508

Owner

561 Baltimore Dr is owned by an individual who bought it in May 2019.

Source: Gaston County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	2415 DR CARVER RD, CHARLOTTE, NC 28208-6363
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed, Transfer · Conventional Mortgage TRUIST BANK
Jun 15, 2020	Deed of Trust, Mortgage NEW AMERICAN FNDG
May 28, 2019	Warranty Deed, Transfer · ARM FAMILY FIRST FUNDING LLC
Oct 31, 2017	Trustee's Deed, Construction Loan · Construction Mortgage T160119-04 IRA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2019 · Amount on File
Deed Sale	May 28, 2019 · Amount on File
Prior Sale	Nov 23, 2016 · Amount on File
Deed Book / Page	5043 / 2339
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	GASTON NC
Recording Date	Jun 9, 2022
Property Address	561 BALTIMORE DR, CRAMERTON, NC 28032-1602
Document Number	0053430496
Book / Page	5343 / 496
Map Reference	MB 8 PG 35
Instrument Date	Jun 7, 2022
Transaction Type	Transfer
Record Updated	Sep 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	561 BALTIMORE DR, 561, CRAMERTON, NC 28032-1602

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005343500
Date	Jun 9, 2022
Instrument	5343/500

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	561 BALTIMORE DR, CRAMERTON, NC 28032-1602
Document Number	0051312044
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 BALTIMORE DR CRAMERTON NC 280321601, CRAMERTON, NC 28032-1601

Mortgage

Document Number	0051312044
Date	Jun 19, 2020
Book Page	005131/002044

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	May 28, 2019
Property Address	561 BALTIMORE DR, CRAMERTON, NC 28032-1602
Document Number	0050432339
Book / Page	5043 / 2339
Map Reference	MB 8 PG 35
Instrument Date	May 28, 2019
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15720 BRIXHAM HILL AVE # AVE300, 15720, CHARLOTTE, NC 28277-4651

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	50432342
Date	May 28, 2019
Instrument	5043/2342

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.96%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	7.96%
Max Rate At Change	9.96%
Index	1-Year LIBOR
Max Rate	12.9%

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GASTON NC
Recording Date	Oct 31, 2017
Property Address	561 BALTIMORE DR, CRAMERTON, NC 28032-1602
Document Number	0049430544
Book / Page	004943 / 000544
Instrument Date	Oct 25, 2017
Transaction Type	Construction Loan
Record Updated	Nov 27, 2017
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15720 BRIXHAM HILL AVE #300 CHARLOTTE NC 282774784, 300, CHARLOTTE, NC 28277-4784

Mortgage

Document Number	49430544
Date	Oct 31, 2017
Book Page	004943/000544

Lender

Name	T160119-04 IRA
Address	122 E BUTLER AVE # 100, AMBLER, PA 19002-4416

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 30, 2018

Tax Assessment & Valuation

The 2026 property tax bill for 561 Baltimore Dr was $2,195.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cramerton Town
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,195.00	$213,410 Land $16,000 Building $197,410
2023	$2,251.00	$213,410 Land $16,000 Building $197,410
2021			$109,860 Land $7,000 Building $102,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 561 Baltimore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 561 Baltimore Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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