Hardin County property record for 561 Atcher St, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,008 sqft · built 1967 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $134,800 (Feb 2000) |
| Tax Bill | $1,503 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-20-04-051 |
| Primary APN | 160-20-04-051 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,008 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Porch | Porch |
| Porch Area | 462 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Street Address | 561 ATCHER ST |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-2050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIVERSITY AC LT 077 |
| Legal Subdivision | UNIVERSITY AC |
| Legal Lot Number | 77 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 400 |
Source: Hardin County records · APN 160-20-04-051
Assessment roll updated April 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 561 ATCHER ST, RADCLIFF, KY 40160-2050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 02, 2000 · Amount on Record |
| Deed Sale | Feb 02, 2000 · Amount on Record |
| Deed Document Number | 0000957482 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 561 ATCHER ST, RADCLIFF, KY 40160-2050 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2024 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 561 ATCHER ST, RADCLIFF, KY 40160-2050 |
| Document Number | 002510/765 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 2510/765 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
Source: Hardin County records · Assessment roll updated April 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,503.00 (+27.48%) Homeowner's exemption Additional exemption filed | $207,500 (+27.85%) Land $18,000 Building $189,500 | $207,500 (+27.85%) Land $18,000 Building $189,500 |
| 2023 | $162,300 (-) Land $17,700 Building $144,600 | $162,300 (-) Land $17,700 Building $144,600 | |
| 2022 | $162,300 Land $17,700 Building $144,600 | $162,300 Land $17,700 Building $144,600 | |
| 2021 | $1,179.00 |
Source: FEMA National Flood Hazard Layer as of October 15, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2008 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brandenburg Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile USA, Uniti Group.
Based on FCC filings for 300 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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