56098 195th St, Pacific Junction, IA 51561 Property Records

Mills County property record for 56098 195th St, Pacific Junction, IA 51561

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,216 sqft · built 2006
Lot Size	2.67 acres (116,305 sqft)
Owner	Individual Name on Record
Last Sale	$379,000 (Jun 2022)
Tax Bill	$5,063 (2024)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jul 2017 Sale & Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`038440030000000`

Property Details

APN / Parcel Number

Primary APN	`038440030000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,216 sqft Living Area
Basement Area	608 sqft
Finished Basement	525 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Split Level
Exterior Material	Composition/Composite
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	116,305 sqft (2.67 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	28 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	56098 195TH ST
City	PACIFIC JUNCTION
State	IA
Zip	51561-4302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 WILD TURKEY FLATS
Legal Lot Number	3
Jurisdiction	MILLS IA
Township / Civil Division	PLATTVILLE
Census Block Group	1
Census Block	1063
Census Tract	40202

Owner

Source: Mills County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	56098 195TH ST, PACIFIC JUNCTION, IA 51561-4302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Jul 14, 2017	Warranty Deed, Transfer · Construction Mortgage GLENWOOD STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2022 · Amount on Record
Deed Sale	Jun 1, 2022 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	2022-1463
Deed Book / Page	2022 / 1463
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	Jun 1, 2022
Property Address	56098 195TH ST, PACIFIC JUNCTION, IA 51561-4302
Document Number	02022/1463
Book / Page	2022 / 1463
Instrument Date	May 18, 2022
Instrument	2022-1463
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$605.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56098 195TH ST, PACIFIC JUNCTION, IA 51561-4302

Mortgage

Document Number	02022/1464
Date	Jun 1, 2022
Book Page	2022/1464
Instrument	2022-1464

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLS IA
Recording Date	Jul 14, 2017
Property Address	56098 195TH ST, PACIFIC JUNCTION, IA 51561-4302
Document Number	02017/1741
Book / Page	2017 / 1741
Instrument Date	Jul 11, 2017
Instrument	2017 1741
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	56098 195TH ST, PACIFIC JUNCTION, IA 51561-4302
Investor	Possibly a Property Investor

Mortgage

Document Number	02017/1767
Date	Jul 18, 2017
Book Page	2017/1767
Instrument	2017 1767

Lender

Name	GLENWOOD STATE BANK
Type	Bank
Address	GLENWOOD, IA 51534

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jan 10, 2018

Tax Assessment & Valuation

Source: Mills County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Mills County
Unified School District	Glenwood Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$400,039 (+14.34%) Land $106,420 Building $293,619	$400,039 (+14.34%) Land $106,420 Building $293,619
2024	$5,063.00 (+8.35%)
2023		$349,866 (+36.43%) Land $55,200 Building $294,666	$349,866 (+36.43%) Land $55,200 Building $294,666
2022	$4,673.00 Homeowner's exemption	$256,438 Land $55,200 Building $201,238
2021			$256,438 Land $55,200 Building $201,238

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 95% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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