5609 Whiting Dr, McHenry, IL 60050 Property Records

McHenry County property record for 5609 Whiting Dr, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 2,803 sqft · built 1992
Lot Size	1.26 acres (54,988 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Oct 2004)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-21-176-020`

Property Details

APN / Parcel Number

Primary APN	`09-21-176-020`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,803 sqft Living Area
Gross Area	5,618 sqft
1st Floor Area	2,809 sqft
Basement Area	2,638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	54,988 sqft
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	42 sqft
Patio Area	391 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5609 WHITING DR
City	MCHENRY
State	IL
Zip	60050-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2010R0032841 LT 160 MARTIN WOODS UNIT 2
Legal Range	08E
Legal Township	45N
Legal Section	21
Legal Subdivision	MARTIN WOODS 02
Legal Block	176
Legal Lot Number	160
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2045
Census Tract	870501

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5609 WHITING DR, MCHENRY, IL 60050-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIFESTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2004 · Amount on Record
Deed Sale	Oct 5, 2004 · Amount on Record
Prior Sale	Oct 5, 2004 · Amount on Record
Deed Document Number	0000089310
Last Transfer Date	Aug 2, 2010
Transfer Doc	0000032841
Record Updated	Jun 7, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5609 WHITING DR, MCHENRY, IL 60050-1706
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050532
Date	Sep 15, 2021
Instrument	2021R0050532

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.59%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	5609 WHITING DR, MCHENRY, IL 60050-1706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029783
Date	Aug 4, 2020
Instrument	2020R0029783

Lender

Name	LIFESTONE MORTGAGE CORP
Type	Mortgage Company
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$133,915 Land $26,734 Building $107,181	$401,745 Land $80,202 Building $321,543

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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