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5609 Westerly Breeze Pl, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5609 Westerly Breeze Pl, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,875 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$264,003 (2020)
Tax Bill$4,292.00 (2025)

Property Details

APN / Parcel Number

Primary APN042631012200011450

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,875 sqft Heated Area
Gross Area2,746 sqft Gross Area
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Garage TypeFinished Garage
FenceFence
PorchFinished/Screened Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address5609 WESTERLY BREEZE PL
CitySAINT CLOUD
StateFL
Zip34771-7489
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionESTATES OF WESTERLY PB 26 PGS 193-195 LOT 145
Legal Range31E
Legal Township26S
Legal Section04
Legal SubdivisionESTATES OF WESTERLY
Legal Tract122
Legal Lot Number145
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3026
Census Tract43700

Owner

Source: Osceola County records · APN 042631012200011450

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address5609 WESTERLY BREEZE PL, SAINT CLOUD, FL 34771-7489
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 26, 2025Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
May 25, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 17, 2020Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
HOME AMERICAN MORTGAGE CORP
Jun 17, 2019Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 17, 2020 · Amount on Record
Deed SaleMar 17, 2020 · Amount on Record
Deed Doc Number2020038526
Deed Book / Page5694 / 82
Record RefreshedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5609 WESTERLY BREEZE PL, SAINT CLOUD, FL 34771-7489
Transaction TypeMortgage
Record UpdatedDec 11, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address5609 WESTERLY BREEZE PL SI, I, SAINT CLOUD, FL 34771-7489
InvestorPossibly a Property Investor

Mortgage

Document Number0068860077
DateNov 26, 2025
Book Page6886/77
Instrument2025145965
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5609 WESTERLY BREEZE PL, SAINT CLOUD, FL 34771-7489
Transaction TypeMortgage
Record UpdatedFeb 08, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5609 WESTERLY BREEZE PL, SAINT CLOUD, FL 34771-7489

Mortgage

Document Number0059652789
DateMay 25, 2021
Book Page5965/2789
Instrument2021080832
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term347 Months
DueApr 01, 2050

March 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 17, 2020
Property Address5609 WESTERLY BREEZE PL, SAINT CLOUD, FL 34771-7489
Document Number0056940082
Book / Page5694 / 82
Map ReferenceMB 26 PG 193
Instrument DateMar 13, 2020
Instrument2020038526
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyAMERICAN HOME T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,852.20
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address5609 WESTERLY BREEZE PL, SAINT CLOUD, FL 34771-7489
InvestorPossibly a Property Investor

Mortgage

Document Number0056940083
DateMar 17, 2020
Instrument5694/0083
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJun 17, 2019
Property Address5609 WESTERLY BREEZE PL, SAINT CLOUD, FL 34771-7489
Document Number0055421019
Book / Page005542 / 001019
Instrument DateJun 13, 2019
Instrument77841
Transaction TypeTransfer
Record UpdatedJun 28, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$16,461.90
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address2822 COMMERCE PARK DR #100 ORLANDO FL 328198636, 100, ORLANDO, FL 32819-8636
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,292.00 (+6.13%) Homeowner's exemption$282,677 (+5.99%)$344,800 (-0.98%) Land $70,000 Building $274,800
2023$4,044.00 (+3.51%) Homeowner's exemption$266,710 (+3%)$348,200 (+20.15%) Land $65,000 Building $283,200
2022$3,907.00 Homeowner's exemption$258,942$289,800 Land $55,000 Building $234,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 73% of the US · above 57% of Florida
Wildfire LikelihoodAbout 1 in 177 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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