5609 W 8th St, Duluth, MN 55807 Property Records

St. Louis County property record for 5609 W 8th St, Duluth, MN 55807 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.75 Baths
Year Built	Built 1985
Square Footage	1,172 sqft Gross Area
Lot Size	3,750 sqft (0.086 acres)
Occupancy	Owner Occupied
Last Sale	$205,000 (2021)
Tax Bill	$2,838.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`010-4520-06070`
Alternative APN	`1118748`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Building Area	1,172 sqft Gross Area
1st Floor	652 sqft 1st Floor
Basement Area	146 sqft Basement
Finished Basement	146 sqft Finished
Stories	2 Stories

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	3,750 sqft (0.086 acres)
Garage Area	480 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	155 sqft Deck
Porch Area	100 sqft Porch
Sauna	Sauna

Utilities and HVAC

Cooling System	Central Cooling
Heating Fuel	Oil Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1118748
Street Address	5609 W 8TH ST
City	DULUTH
State	MN
Zip	55807-1322
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 12 AND ELY 5 FT OF LOT 13 SERIAL #
Legal Subdivision	WEST DULUTH 6TH DIV
Legal Block	44
Legal Lot Number	12-13
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	1
Census Block	1003
Census Tract	3000

Owner

Source: St. Louis County records · APN 010-4520-06070

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5609 W 8TH ST, DULUTH, MN 55807-1322
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2021	Warranty Deed, Transfer · Conventional Mortgage MEMBERS COOPERATIVE CU
Jul 12, 2019	Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) WELLS FARGO BK
May 15, 2009	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 11, 2021 · Amount on Record
Deed Sale	Oct 11, 2021 · Amount on Record
Prior Sale	Jul 12, 2019 · Amount on Record
Deed Doc Number	20211426931
Record Refreshed	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 11, 2021
Property Address	5609 W 8TH ST, DULUTH, MN 55807-1322
Document Number	0001426931
Instrument Date	Oct 05, 2021
Instrument	1426931
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$676.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5609 W 8TH ST, DULUTH, MN 55807-1322

Mortgage

Document Number	0001426932
Date	Oct 11, 2021
Instrument	1426932

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 12, 2019
Property Address	5609 W 8TH ST, DULUTH, MN 55807-1322
Document Number	00A1358539
Instrument Date	Jul 12, 2019
Instrument	A1358539
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$567.60
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	5609 W 8TH ST DULUTH MN 558071322, DULUTH, MN 55807-1322

Mortgage

Document Number	A1358540
Date	Jul 12, 2019
Instrument	A1358540

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2049

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5609 W 8TH ST, DULUTH, MN 55807-1322
Document Number	00A1336123
Instrument Date	May 15, 2009
Transaction Type	Mortgage
Record Updated	Jul 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	5609 W 8TH ST DULUTH MN 558071322, DULUTH, MN 55807-1322

Mortgage

Document Number	00A1336123
Date	Jul 10, 2018
Instrument	A1336123

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 09, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,838.00 (+12.71%) Homeowner's exemption
2025	$2,518.00 (-4.91%) Homeowner's exemption	$237,200 (+14.37%) Land $9,700 Building $227,500	$237,200 (+14.37%) Land $9,700 Building $227,500
2024	$2,648.00	$207,400 (+14.08%) Land $10,300 Building $197,100	$207,400 (+14.08%) Land $10,300 Building $197,100
2022		$181,800 Land $9,500 Building $172,300	$181,800 Land $9,500 Building $172,300

Flood & Wildfire

5609 W 8th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

5609 W 8th St, Duluth, MN 55807 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2009: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on W 8th St

Nearby Streets

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