5609 Sever Rd, Chisholm, MN 55719 Property Records

St. Louis County property record for 5609 Sever Rd, Chisholm, MN 55719

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,456 sqft · built 2004
Lot Size	30 acres (1,306,800 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Mar 2013)
Tax Bill	$2,166 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`235-0010-01140`

Property Details

APN / Parcel Number

Primary APN	`235-0010-01140`
Alternative APN	`1060658`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,456 sqft Gross Area
1st Floor Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,306,800 sqft (30 acres)
Garage Type	Mixed
Garage Area	1,080 sqft
Deck Area	81 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1060658
Street Address	5609 SEVER RD
City	CHISHOLM
State	MN
Zip	55719-8243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	SE1/4 OF NW1/4 EX NE1/4 SERIAL #
Legal Range	20W
Legal Township	58N
Legal Section	07
Legal Subdivision	BALKAN TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	BALKAN
Census Block Group	3
Census Block	3026
Census Tract	15100

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5609 SEVER RD, CHISHOLM, MN 55719-8243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARK STATE BANK & TRUST
Oct 29, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage AMERICAN BK/NORTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2013 · Amount on Record
Deed Sale	Mar 21, 2013 · Amount on Record
Deed Document Number	20131210023
Last Transfer Date	Oct 16, 2018
Transfer Doc	00A1343641
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5609 SEVER RD, CHISHOLM, MN 55719-8243
Transaction Type	Mortgage
Record Updated	Feb 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001431595
Date	Dec 6, 2021
Instrument	1431595

Lender

Name	PARK STATE BANK & TRUST
Type	Bank
Address	COOK, MN 55723

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.49%
Type Change Date	Dec 1, 2031
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	8.49%
Index	Prime Rate
Max Rate	8.49%

October 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 29, 2018
Property Address	5609 SEVER RD, CHISHOLM, MN 55719-8243
Document Number	00A1343641
Instrument Date	Oct 16, 2018
Instrument	A1343641
Transaction Type	Mortgage
Record Updated	Nov 15, 2018
Title Company	SELLMAN TITLE COMPANY, SELLMAN TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5609 SEVER RD CHISHOLM MN 557198243, CHISHOLM, MN 55719-8243

Mortgage

Document Number	A1343642
Date	Oct 29, 2018
Instrument	A1343642

Lender

Name	AMERICAN BK/NORTH
Type	Bank
Address	COOK, MN 55723

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.64%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Balkan Township
Unified School District	Chisholm Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,166.00 (-2.43%) Homeowner's exemption
2025	$2,220.00 (+3.84%) Homeowner's exemption	$224,100 (-) Land $56,600 Building $167,500	$224,100 (-) Land $56,600 Building $167,500
2024	$2,138.00	$224,100 (+28.42%) Land $56,600 Building $167,500	$224,100 (+28.42%) Land $56,600 Building $167,500
2022		$174,500 Land $49,400 Building $125,100	$174,500 Land $49,400 Building $125,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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