Martin County property record for 5609 SE Windsong Ln, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,288 sqft · built 1984 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Oct 2025) |
| Tax Bill | $563 (2024) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Sep 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-38-41-007-000-05050-2 |
| Primary APN | 25-38-41-007-000-05050-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 2 Stories |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 644 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1984 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Mansard |
| Roof Material | Built-Up Asphalt |
| Lot Area | 1,307 sqft (0.03 acres) |
| Porch | Porch |
| Porch Area | 18 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 31228 |
|---|---|
| Street Address | 5609 SE WINDSONG LN |
| City | STUART |
| State | FL |
| Zip | 34997-8216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD LAKES PHASE V LOT 505 |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 25 |
| Legal Subdivision | EMERALD LAKES |
| Legal Phase | 5 |
| Legal Lot Number | 505 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | PORT SALERNO-HOBE SOUND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1410 |
Source: Martin County records · APN 25-38-41-007-000-05050-2
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5609 SE WINDSONG LN, STUART, FL 34997-8216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 28, 2025 | Warranty Deed, Transfer · FHA Mortgage FILO MORTGAGE LLC |
| Sep 20, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Prior Sale | Sep 20, 2021 |
| Deed Document Number | 3153794 |
| Deed Book / Page | 3529 / 1821 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Oct 28, 2025 |
| Property Address | 5609 SE WINDSONG LN, STUART, FL 34997-8216 |
| Document Number | 0035291821 |
| Book / Page | 3529 / 1821 |
| Map Reference | MB 9 PG 56 |
| Instrument Date | Oct 15, 2025 |
| Instrument | 3153794 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Title Company | THE TITLE FIRM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,715.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3990 SW LAFFITE ST, PORT SAINT LUCIE, FL 34953-3659 |
| Name | Verified Name |
|---|---|
| Address | 5609 SE WINDSONG LN, STUART, FL 34997-8216 |
| Document Number | 0035291824 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 3529/1824 |
| Name | FILO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARTIN FL |
| Recording Date | Sep 20, 2021 |
| Property Address | 5609 SE WINDSONG LN, STUART, FL 34997-8216 |
| Document Number | 0032570859 |
| Book / Page | 3257 / 859 |
| Map Reference | MB 9 PG 56 |
| Instrument Date | Sep 13, 2021 |
| Instrument | 2914765 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5609 SE WINDSONG LN, STUART, FL 34997-8216 |
Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77,735 (+2.9%) | $201,280 (-1.94%) Land $95,000 Building $106,280 | |
| 2024 | $563.00 (+1.44%) Additional exemption filed | $75,545 (+3%) | $205,270 (+2.13%) Land $95,000 Building $110,270 |
| 2023 | $555.00 (+2.4%) Additional exemption filed | $73,345 (+3%) | $200,990 (+14.9%) Land $95,000 Building $105,990 |
| 2022 | $542.00 Homeowner's exemption | $71,209 | $174,930 Land $85,000 Building $89,930 |
Source: FEMA National Flood Hazard Layer as of April 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 4 (1995–2014) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jan 2014 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 289 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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