St. Lucie County property record for 5609 Palm Dr, Fort Pierce, FL 34982
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,798 sqft · built 2021 |
| Lot Size | 0.301 acres (13,125 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $252,900 (Apr 2021) |
| Tax Bill | $6,841 (2024) |
| Deeds & Mortgages | Jul 2021 Transfer Apr 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3402-609-0138-000-8 |
| Primary APN | 3402-609-0138-000-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,798 sqft Finished Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 13,125 sqft (0.301 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 130 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 183063 |
|---|---|
| Street Address | 5609 PALM DR |
| City | FORT PIERCE |
| State | FL |
| Zip | 34982-3898 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-4 |
| Legal Description | INDIAN RIVER ESTATES-UNIT-08- BLK 55 LOT 40 (0.30 AC - 13,125 SF) (MAP 34/11N) |
| Legal Range | 40E |
| Legal Township | 36S |
| Legal Section | 11 |
| Legal Subdivision | INDIAN RIVER ESTATES UNIT 8 |
| Legal Block | 55 |
| Legal Lot Number | 40 |
| Jurisdiction | ST LUCIE FL |
| Township / Civil Division | FORT PIERCE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 381605 |
Source: St. Lucie County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5609 PALM DR, FORT PIERCE, FL 34982-3898 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2021 | Intrafamily Transfer, Transfer |
| Apr 7, 2021 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOMEXPRESS MORTGAGE CORP |
| Jun 14, 2019 | Loan Modification, Mortgage ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2021 · Amount on Record |
| Deed Sale | Apr 7, 2021 · Amount on Record |
| Prior Sale | Apr 7, 2021 · Amount on Record |
| Deed Document Number | 0045862602 |
| Deed Book / Page | 4586 / 2602 |
| Last Transfer Date | Jul 16, 2021 |
| Transfer Doc | 0046500003 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Jul 16, 2021 |
| Property Address | 5609 PALM DR, FORT PIERCE, FL 34982-3898 |
| Document Number | 0046500003 |
| Book / Page | 4650 / 3 |
| Map Reference | MB 10 PG 73 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 4895658 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5609 PALM DR, FORT PIERCE, FL 34982-3898 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Recording Date | Apr 7, 2021 |
| Property Address | 5609 PALM DR, FORT PIERCE, FL 34982-3898 |
| Document Number | 0045862602 |
| Book / Page | 4586 / 2602 |
| Map Reference | OR 4129 PG 2226 |
| Instrument Date | Apr 2, 2021 |
| Instrument | 4844253 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | STARFISH TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,770.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623 |
| Name | Verified Name |
|---|---|
| Address | 5609 PALM DR, FORT PIERCE, FL 34982-3898 |
| Document Number | 0045862604 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 4586/2604 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST LUCIE FL |
| Property Address | 5609 PALM DR, FORT PIERCE, FL 34982-3898 |
| Document Number | 0042841995 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623 |
| Investor | Possibly a Property Investor |
Source: St. Lucie County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | St. Lucie County |
| Unified School District | St. Lucie County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $390,269 (-13.92%) | $453,900 (+0.11%) Land $115,600 Building $338,300 | |
| 2024 | $6,841.00 (+2%) | ||
| 2023 | $6,707.00 (+4.05%) Additional exemption filed | $453,400 (+26.83%) Land $95,400 Building $358,000 | $453,400 (+26.83%) Land $95,400 Building $358,000 |
| 2022 | $6,446.00 Homeowner's exemption | $357,500 Land $99,800 Building $257,700 | $357,500 Land $99,800 Building $257,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2005 · Hurricane Katrina Evacuation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FT. PIERCE UTILITIES AUTHORITY serves 58,000 people · EPA ID FL4560490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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